San Mateo County property record for 428 Ruby St, Redwood City, CA 94062 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1923 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,500,000 (Mar 2021) |
| Tax Bill | $22,086 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-126-160 |
| Primary APN | 058-126-160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 2,090 sqft |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 990 sqft |
| Family Room | Family Room |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| View / Lot | Corner |
| Garage Type | Basement |
| Garage Area | 990 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 428 RUBY ST |
|---|---|
| City | REDWOOD CITY |
| State | CA |
| Zip | 94062-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEING PTN OF LOT 14 BLK 12 RESUB OF BLK A NEW HIGH SCHOOL ACRES RSM 11/71 |
| Legal Subdivision | NEW HIGH SCHOOL ACRES |
| Legal Block | 12,A |
| Legal Lot Number | 14 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 609800 |
Source: San Mateo County records · APN 058-126-160
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 RUBY ST, REDWOOD CITY, CA 94062-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 19, 2021 | Grant Deed, Transfer · Conventional Mortgage WELCOME HOME FUNDING LLC |
| Oct 23, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on Record |
| Deed Sale | Mar 19, 2021 · Amount on Record |
| Deed Document Number | 202145011 |
| Prior Transfer Date | Nov 25, 2004 |
| Prior Transfer Doc | 0000019622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Mar 19, 2021 |
| Property Address | 428 RUBY ST, REDWOOD CITY, CA 94062-2230 |
| Document Number | 0000045011 |
| Map Reference | MB 11 PG 71 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2021-045011 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 428 RUBY ST, REDWOOD CITY, CA 94062-2230 |
| Document Number | 0000045012 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-045012 |
| Name | WELCOME HOME FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 428 RUBY ST, REDWOOD CITY, CA 94062-2230 |
| Document Number | 0000100796 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | NOT IN USED |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 428 RUBY ST REDWOOD CITY CA 940622230, REDWOOD CITY, CA 94062-2230 |
| Document Number | 0000100796 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 100796 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Redwood City |
| Elementary School District | Redwood City Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,550,000 (+34.21%) Land $1,428,000 Building $1,122,000 | |
| 2025 | $22,086.00 (-26.24%) Homeowner's exemption | $1,900,000 (-26.95%) Land $1,064,000 Building $836,000 |
| 2023 | $29,943.00 (+4.77%) Homeowner's exemption | $2,601,000 Land $1,456,560 Building $1,144,440 |
| 2022 | $28,579.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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