428 Rose Way, Everett, WA 98203 Property Records

Snohomish County property record for 428 Rose Way, Everett, WA 98203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,055 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$361,000 (Jun 2019)
Tax Bill	$4,491 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5419-000-022-01`

Property Details

APN / Parcel Number

Primary APN	`5419-000-022-01`
Alternative APNs	`005419-000-022-01` `54190000220107` `1130125`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,055 sqft Living Area
Gross Area	1,445 sqft
1st Floor Area	1,055 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1130125
Street Address	428 ROSE WAY
City	EVERETT
State	WA
Zip	98203-4448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PECKS BAY VIEW TRACTS BLK 000 D-01 - NLY 102.17 FT OF LOT 22 LESS E 55FT THEREOF
Legal Section	06
Legal Subdivision	PECKS BAY VIEW TRACTS
Legal Tract	22
Legal Block	000 D
Legal Lot Number	22
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3005
Census Tract	41100

Owner

428 Rose Way is owned and occupied by two individuals who bought it in June 2019.

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 ROSE WAY, EVERETT, WA 98203-4448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 10, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L
Jun 5, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Jul 3, 2006 · Amount on File
Deed Document Number	2019373
Prior Transfer Date	Jun 19, 2006
Prior Transfer Doc	0000000084
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	428 ROSE WAY, EVERETT, WA 98203-4448
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000162
Date	Sep 21, 2021
Instrument	202109210162

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	428 ROSE WAY, EVERETT, WA 98203-4448
Document Number	0000000438
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	428 ROSE WAY EVERETT WA 982034448, EVERETT, WA 98203-4448

Mortgage

Document Number	0000000438
Date	Jun 15, 2020
Instrument	202006150438

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jun 5, 2019
Property Address	428 ROSE WAY, EVERETT, WA 98203-4448
Document Number	0000000373
Map Reference	VOL 10 PG 99
Instrument Date	May 31, 2019
Instrument	201906050373
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,430.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 ROSE WAY, EVERETT, WA 98203-4448

Mortgage

Document Number	0000000374
Date	Jun 5, 2019
Instrument	201906050374

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	428 ROSE WAY, EVERETT, WA 98203-4448
Document Number	0000000264
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	428 ROSE WAY EVERETT WA 982034448, EVERETT, WA 98203-4448

Mortgage

Document Number	0000000264
Date	Aug 7, 2017
Instrument	201708070264

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 6, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 428 Rose Way was $4,491.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,491.00	$521,800 Land $388,000 Building $133,800	$521,800 Land $388,000 Building $133,800
2023	$4,187.00	$508,700 Land $352,000 Building $156,700	$508,700 Land $352,000 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Rose Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 428 Rose Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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