428 Rockland Dr, Boardman (Youngstown), OH 44512 Property Records

Mahoning County property record for 428 Rockland Dr, Boardman, OH 44512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,556 sqft · built 1987
Lot Size	0.448 acres (19,515 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Mar 2019)
Tax Bill	$5,728 (2024)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-099-0-088.00-0`

Property Details

APN / Parcel Number

Primary APN	`29-099-0-088.00-0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,556 sqft Living Area
1st Floor Area	1,344 sqft
Upper Floors Area	1,212 sqft
Basement Area	1,212 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	19,515 sqft (0.448 acres)
Lot Dimensions	195 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	232 sqft
Deck Area	268 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	428 ROCKLAND DR
City	BOARDMAN
State	OH
Zip	44512-5862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 237 100 X 198 IRR LAKE FOREST PLAT 4
Legal Subdivision	LAKE FOREST 4
Legal Lot Number	237 100
Jurisdiction	MAHONING OH
Township / Civil Division	BOARDMAN
Census Block Group	3
Census Block	3015
Census Tract	812001

Owner

428 Rockland Dr is owned and occupied by an individual who bought it in March 2019.

Source: Mahoning County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	428 ROCKLAND DR, BOARDMAN, OH 44512-5862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE CORTLAND SAVINGS & BANKING CO
Sep 2, 2020	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Mar 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
Aug 28, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2019 · Amount on File
Deed Sale	Mar 13, 2019 · Amount on File
Prior Sale	Aug 28, 2018 · Amount on File
Deed Document Number	271031
Deed Book / Page	6316 / 1084
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	428 ROCKLAND DR, BOARDMAN, OH 44512-5862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6292/1062
Date	Aug 31, 2018
Book Page	6292/1062
Instrument	201800020438

Lender

Name	THE CORTLAND SAVINGS & BANKING CO
Type	Bank
Address	CORTLAND, OH 44410

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	428 ROCKLAND DR, BOARDMAN, OH 44512-5862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6398/1469
Date	Sep 2, 2020
Book Page	6398/1469
Instrument	202000019829

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Mar 13, 2019
Property Address	428 ROCKLAND DR, BOARDMAN, OH 44512-5862
Document Number	06316/1084
Book / Page	6316 / 1084
Map Reference	VOL 55 PG 15
Instrument Date	Mar 5, 2019
Instrument	201900004711
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Tax	$675.80
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	428 ROCKLAND DR, BOARDMAN, OH 44512-5862

Mortgage

Document Number	201900004712
Date	Mar 13, 2019
Instrument	201900004712

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

August 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MAHONING OH
Recording Date	Aug 28, 2018
Property Address	428 ROCKLAND DR, BOARDMAN, OH 44512-5862
Document Number	06291/2054
Book / Page	6291 / 2054
Map Reference	VOL 55 PG 15
Instrument Date	Aug 17, 2018
Instrument	201800020038
Transaction Type	Foreclosure
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Tax	$578.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 BOARDMAN CANFIELD RD STE L2, L2, BOARDMAN, OH 44512-4370

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Boardman Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,728.00 (+1.36%)	$113,430 (-) Land $13,280 Building $100,150
2023	$5,651.00 (+0.62%)	$113,430 (+31.5%) Land $13,280 Building $100,150	$324,100 (+31.5%) Land $37,950 Building $286,150
2022	$5,616.00	$86,260 Land $13,670 Building $72,590	$246,470 Land $39,060 Building $207,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Rockland Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1982–2026)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Rockland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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