Columbia County property record for 428 Ridgeway Dr, Rio, WI 53960
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · built 2008 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jul 2019) |
| Tax Bill | $6,188 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11177-350.052 |
| Primary APN | 11177-350.052 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,166 sqft (0.439 acres) |
| Cooling System | HVAC |
|---|
| Street Address | 428 RIDGEWAY DR |
|---|---|
| City | RIO |
| State | WI |
| Zip | 53960-8042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 52, OAK TERRACE |
| Legal Range | 11E |
| Legal Township | 11N |
| Legal Section | 07 |
| Legal Subdivision | OAK TERRACE |
| Legal Lot Number | 52 |
| Jurisdiction | COLUMBIA WI |
| Township / Civil Division | RIO |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 971000 |
428 Ridgeway Dr is owned and occupied by two individuals who bought it in July 2019.
Source: Columbia County records, as of February 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 RIDGEWAY DR, RIO, WI 53960-8042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS UNION BK |
| Jul 29, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on File |
| Deed Sale | Jul 29, 2019 · Amount on File |
| Deed Document Number | 916219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA WI |
| Property Address | 428 RIDGEWAY DR, RIO, WI 53960-8042 |
| Document Number | 0000926253 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | TITLE EXPERTS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 RIDGEWAY DR RIO WI 539608042, RIO, WI 53960-8042 |
| Document Number | 0000926253 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 926253 |
| Name | FARMERS & MERCHANTS UNION BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, WI 53925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBIA WI |
| Recording Date | Jul 29, 2019 |
| Property Address | 428 RIDGEWAY DR, RIO, WI 53960-8042 |
| Document Number | 0000916219 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 916219 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $795.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 RIDGEWAY DR RIO WI 539608042, RIO, WI 53960-8042 |
The 2025 property tax bill for 428 Ridgeway Dr was $6,188 with a homeowner's exemption.
Source: Columbia County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Columbia County |
| Municipality | Rio Village |
| Unified School District | Rio Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,188.00 Homeowner's exemption | $308,300 Land $29,300 Building $279,000 | $431,691 Land $41,027 Building $390,664 |
| 2023 | $6,164.00 Homeowner's exemption | $308,300 Land $29,300 Building $279,000 | $376,608 Land $35,792 Building $340,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Ridgeway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIO WATERWORKS serves 1,095 people · EPA ID WI1110111 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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