Shelby County property record for 428 Ramsgate Dr, Maylene, AL 35114 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,887 sqft Heated Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $181,500 (2008) |
| Tax Bill | $1,528.00 (2025) |
| Primary APN | 232032005028000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,887 sqft Heated Area |
| 1st Floor | 1,761 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 120 ft x 83.3 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 428 RAMSGATE DR |
|---|---|
| City | MAYLENE |
| State | AL |
| Zip | 35114-5465 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 3 21S 03W NBRHD: 02 STERLING GATE 2 R-2 |
| Legal Range | 03W |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | CEDAR GROVE AT STERLING GATE SEC 2 PH 12 |
| Legal Lot Number | 369 |
| Jurisdiction | SHELBY AL |
| Minor Civil Division | ALABASTER-HELENA |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 30607 |
Source: Shelby County records · APN 232032005028000
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 RAMSGATE DR, ALABASTER, AL 35114-5465 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPRING EQ LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ALABAMA TELCO CU |
| Dec 14, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ALABAMA TELCO CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2008 · Amount on Record |
| Deed Sale | Jul 14, 2008 · Amount on Record |
| Prior Sale | Mar 26, 2008 · Amount on Record |
| Deed Doc Number | 2008282990 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 428 RAMSGATE DR, MAYLENE, AL 35114-5465 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000324270 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 20231103000324270 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 428 RAMSGATE DR, MAYLENE, AL 35114-5465 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000289130 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 20210614000289130 |
| Name | ALABAMA TELCO CU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35244 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 07, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 428 RAMSGATE DR, MAYLENE, AL 35114-5465 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000573610 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 20201214000573610 |
| Name | ALABAMA TELCO CU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35244 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Dec 01, 2027 |
Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Alabaster City |
| County | Shelby County |
| Unified School District | Alabaster City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,528.00 (+11.86%) | $28,300 (+8.6%) | $283,000 (+8.64%) Land $65,000 Building $218,000 |
| 2023 | $1,366.00 Homeowner's exemption | $26,060 | $260,500 Land $65,000 Building $195,500 |
428 Ramsgate Dr is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Shelby County (01117C), updated January 23, 2026
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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