428 Rainbow Acres Dr, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 428 Rainbow Acres Dr, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,532 sqft · built 1990
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Dec 2020)
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141-00-01-073`

Property Details

APN / Parcel Number

Primary APN	`141-00-01-073`
Alternative APN	`141-00-01-035`

Interior

Full Baths	2 Baths
Building Area	1,532 sqft Finished Area
Gross Area	2,070 sqft
1st Floor Area	1,292 sqft
2nd Floor Area	240 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Logs
Lot Area	47,480 sqft (1.09 acres)
Garage Area	1,860 sqft
Porch	Patio
Porch Area	1,026 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	428 RAINBOW ACRES DR
City	MONCKS CORNER
State	SC
Zip	29461-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	TRACT A
Legal Subdivision	WHITESVILLE-COOPER STORE-PERRY HILL HWY
Legal Tract	A
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	2
Census Block	2035
Census Tract	20503

Owner

428 Rainbow Acres Dr is owned and occupied by an individual who bought it in December 2020.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	428 RAINBOW ACRES DR, MONCKS CORNER, SC 29461-7729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 14, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Feb 6, 2004 · Amount on File
Deed Document Number	202052940
Deed Book / Page	3638 / 290
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 31, 2020
Property Address	428 RAINBOW ACRES DR, MONCKS CORNER, SC 29461-7729
Document Number	03638/0290
Book / Page	3638 / 290
Map Reference	CAB F SL 296
Instrument Date	Dec 28, 2020
Instrument	2020052940
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	WEEKS AND IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 RAINBOW ACRES DR, MONCKS CORNER, SC 29461-7729

Mortgage

Document Number	3638/0294
Date	Dec 31, 2020
Book Page	3638/294
Instrument	2020052941

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	428 RAINBOW ACRES DR, MONCKS CORNER, SC 29461-7729
Document Number	2496/0343
Book / Page	002496 / 000343
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 RAINBOW ACRES DR MONCKS CORNER SC 294617729, MONCKS CORNER, SC 29461-7729

Mortgage

Document Number	2496/0343
Date	Jun 23, 2017
Book Page	002496/000343
Instrument	22416

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 428 Rainbow Acres Dr was $4,379 with a homeowner's exemption, up 2.3% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,800 (+1,972.42%) Land $68,942 Building $427,858	$573,600 (-) Land $79,600 Building $494,000
2025	$4,379.00 (+2.27%)	$23,972 (-) Land $2,758 Building $21,214	$573,600 (-) Land $79,600 Building $494,000
2024	$4,282.00 Homeowner's exemption	$23,972 Land $2,758 Building $21,214	$573,600 Land $79,600 Building $494,000
2022	$4,236.00 Homeowner's exemption	$20,952 Land $1,744 Building $19,208	$432,000 Land $43,600 Building $388,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Rainbow Acres Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	13 (2015–2024)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 9 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Rainbow Acres Dr is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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