428 Prospect St, Champlain, NY 12919 Property Records

Clinton County and Champlain Town property record for 428 Prospect St, Champlain, NY 12919 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,890 sqft Living Area
Lot Size	104,544 sqft (2.4 acres)
Occupancy	Owner Occupied
Last Sale	$256,000 (2021)
Tax Bill	$2,866.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`092889 19.-1-8.6`
Alternative APN	`288901900000010080060000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,890 sqft Living Area
1st Floor	1,890 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	104,544 sqft (2.4 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	576 sqft Garage
Porch Area	620 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	428 PROSPECT ST
City	CHAMPLAIN
State	NY
Zip	12919-5106
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 S&G
Legal Block	1
Legal Lot Number	8.006
Jurisdiction	CLINTON NY
Minor Civil Division	CHAMPLAIN
Census Blockgroup	2
Census Block	2001
Census Tract	100101

Owner

Source: Clinton County and Champlain Town records · APN 092889 19.-1-8.6

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 PROSPECT ST, CHAMPLAIN, NY 12919-5106
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2021	Public Action, Foreclosure · Stand Alone First Mortgage PARAGON HOME LOANS INC
Jan 14, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Known Transactions	Last Sale Amount on Jun 09, 2021 Deed Sale Price on Jun 09, 2021 Prior Sale Amount on Jul 13, 2006
Deed Doc Number	202120210-00316495
Record Refreshed	Jun 08, 2026

June 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CLINTON NY
Recording Date	Jun 09, 2021
Property Address	428 PROSPECT ST, CHAMPLAIN, NY 12919-5106
Document Number	0000316495
Instrument Date	Jun 04, 2021
Instrument	20210-00316495
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	41 MEADOW RD, MILTON, VT 05468-3750

Mortgage

Document Number	21000316496
Date	Jun 09, 2021
Instrument	210-00316496

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 14, 2020
Property Address	428 PROSPECT ST, CHAMPLAIN, NY 12919-5106
Document Number	0000305602
Instrument Date	Nov 15, 2019
Instrument	305602
Transaction Type	Transfer
Record Updated	Feb 03, 2020
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$872.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38688 291ST ST LAKE ANDES SD 573566839, LAKE ANDES, SD 57356-6839

Mortgage

Document Number	305603
Date	Jan 14, 2020
Instrument	305603

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: Clinton County and Champlain Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Champlain Town
Unified School District	Northeastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00	$333,500 (+16.98%) Land $32,100 Building $301,400	$333,500 (+16.98%) Land $32,100 Building $301,400
2023		$285,100 (+11.37%) Land $32,100 Building $253,000	$285,100 (+11.37%) Land $32,100 Building $253,000
2022		$256,000 Land $25,600 Building $230,400	$256,000 Land $25,600 Building $230,400

428 Prospect St, Champlain, NY 12919 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Public Action, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Prospect St

Nearby Streets

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