428 Pinehurst Ave, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 428 Pinehurst Ave, Los Gatos, CA 95032

Property Summary

Property Type	Multi-Family Dwellings
Details	2,215 sqft · built 1970
Lot Size	0.196 acres (8,556 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2021)
Tax Bill	$16,818 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`523-41-009`

Property Details

APN / Parcel Number

Primary APN	`523-41-009`

Interior

Stories	1 Story
Building Area	2,215 sqft Living Area
1st Floor Area	2,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,556 sqft (0.196 acres)
Lot Dimensions	24 ft deep x 69 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	428 PINEHURST AVE
City	LOS GATOS
State	CA
Zip	95032-3921
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	CN
Legal Description	LOT 1
Legal Subdivision	TRACT NO 4889
Legal Tract	4889
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3007
Census Tract	506802

Owner

428 Pinehurst Ave, a residential property, is owned and occupied by an individual who bought it in September 2021.

Source: Santa Clara County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	428 PINEHURST AVE, LOS GATOS, CA 95032-3921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Dec 28, 2021	Intrafamily Transfer, Transfer
Sep 28, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Apr 24, 2014 · Amount on File
Deed Document Number	202125114534
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	0025114534
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 10, 2026
Property Address	428 PINEHURST AVE, LOS GATOS, CA 95032-3921
Document Number	0026049592
Instrument Date	Sep 1, 2026
Instrument	202626049592
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 PINEHURST AVE, LOS GATOS, CA 95032-3921

Mortgage

Document Number	0026049592,
Date	Sep 10, 2026
Instrument	202626049592

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 10, 2046

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	428 PINEHURST AVE, LOS GATOS, CA 95032-3921
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 WESTCHESTER DR, SAN JOSE, CA 95124-6027

Mortgage

Document Number	0025931487
Date	Jan 16, 2026
Instrument	25931487

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	19000 MACARTHUR BLVD STE 200, IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 28, 2021
Property Address	428 PINEHURST AVE, LOS GATOS, CA 95032-3921
Document Number	0025205452
Map Reference	MB 275 PG 1&2
Instrument Date	Dec 27, 2021
Instrument	25205452
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 PINEHURST AVE, LOS GATOS, CA 95032-3921

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 28, 2021
Property Address	428 PINEHURST AVE, LOS GATOS, CA 95032-3921
Document Number	0025114534
Map Reference	MB 275 PG 1&2
Instrument Date	Sep 24, 2021
Instrument	25114534
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 PINEHURST AVE, LOS GATOS, CA 95032-3921

Mortgage

Document Number	0025114535
Date	Sep 28, 2021
Instrument	25114535

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	428 PINEHURST AVE, LOS GATOS, CA 95032-3921
Document Number	0023790801
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5266 JOSEPH LN SAN JOSE CA 951182827, SAN JOSE, CA 95118-2827

Mortgage

Document Number	0023790801
Date	Nov 1, 2017
Instrument	23790801

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 428 Pinehurst Ave was $16,818.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,262,873 Land $875,262 Building $387,611
2025	$16,818.00
2023		$1,190,035 Land $824,780 Building $365,255

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 428 Pinehurst Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 428 Pinehurst Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Sail Internet.

Nearby Properties on Pinehurst Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures