Madison County property record for 428 Pine Ridge Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,766 sqft · built 1980 |
| Lot Size | 0.365 acres (15,938 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,400 (Dec 2010) |
| Tax Bill | $907 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072C-08A-045 |
| Primary APN | 072C-08A-045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,766 sqft Adjusted Area |
| Gross Area | 1,427 sqft |
| 1st Floor Area | 1,427 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,938 sqft (0.365 acres) |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|
| Account Number | 8997 |
|---|---|
| Street Address | 428 PINE RIDGE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-9383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 PECAN CREEK PART 3 B@25 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 08 |
| Legal Subdivision | PECAN CREEK PT 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30203 |
Source: Madison County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 PINE RIDGE DR, MADISON, MS 39110-9383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2010 · Amount on Record |
| Deed Sale | Dec 6, 2010 · Amount on Record |
| Prior Sale | Apr 6, 2006 |
| Deed Document Number | 2010636484 |
| Deed Book / Page | 2616 / 78 |
| Prior Transfer Date | Jan 11, 2010 |
| Prior Transfer Doc | 2503/742 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 428 PINE RIDGE DR, MADISON, MS 39110-9383 |
| Document Number | 0000855676 |
| Instrument Date | Nov 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 PINE RIDGE DR MADISON MS 391109383, MADISON, MS 39110-9383 |
| Document Number | 0000855676 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 003676/000448 |
| Instrument | 855676 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 19, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $907.00 Homeowner's exemption | $10,365 (+6.58%) | $103,650 (+6.58%) Land $30,000 Building $73,650 |
| 2024 | $907.00 (+8.88%) | ||
| 2023 | $833.00 Homeowner's exemption | $9,725 | $97,250 Land $30,000 Building $67,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
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