428 Payson St, Kewanee, IL 61443 Property Records

Henry County property record for 428 Payson St, Kewanee, IL 61443

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1907
Lot Size	0.19 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Sep 2020)
Tax Bill	$1,462 (2023)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-04-405-007`

Property Details

APN / Parcel Number

Primary APN	`25-04-405-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	8,400 sqft (0.19 acres)
Lot Dimensions	100 ft deep x 84 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	428 PAYSON ST
City	KEWANEE
State	IL
Zip	61443-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 FORNANDERS SUB OF LT 99 ORIG TOWN OF WETHERSFIELD CITY OF KEWANEE
Legal Subdivision	ORIG TOWN OF WETHERSFIELD
Legal Block	405
Legal Lot Number	1,99
Jurisdiction	HENRY IL
Township / Civil Division	WETHERSFIELD
Census Block Group	3
Census Block	3011
Census Tract	31000

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 PAYSON ST, KEWANEE, IL 61443-3613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Warranty Deed, Transfer · VA Mortgage COMMUNITY STATE BANK
Sep 28, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Sep 28, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	20202006150
Prior Transfer Date	Sep 27, 2017
Prior Transfer Doc	0000005662
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 18, 2020
Property Address	428 PAYSON ST, KEWANEE, IL 61443-3613
Document Number	0000006150
Instrument Date	Sep 8, 2020
Instrument	20-2006150
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 PAYSON ST, KEWANEE, IL 61443-3613

Mortgage

Document Number	0000006151
Date	Sep 18, 2020
Instrument	20-2006151

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Sep 28, 2017
Property Address	428 PAYSON ST, KEWANEE, IL 61443-3613
Document Number	0000005662
Instrument Date	Sep 27, 2017
Instrument	5662
Transaction Type	Transfer
Record Updated	Oct 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	428 PAYSON ST KEWANEE IL 614433613, KEWANEE, IL 61443-3613

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 28, 2017
Property Address	428 PAYSON ST, KEWANEE, IL 61443-3613
Document Number	0000005659
Instrument Date	Sep 27, 2017
Instrument	5659
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$58.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 PAYSON ST KEWANEE IL 614433613, KEWANEE, IL 61443-3613

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HENRY IL
Recording Date	Sep 28, 2017
Property Address	428 PAYSON ST, KEWANEE, IL 61443-3613
Document Number	0000005660
Instrument Date	Sep 27, 2017
Instrument	5660
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 PAYSON ST KEWANEE IL 614433613, KEWANEE, IL 61443-3613

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Wethersfield Township
Municipality	Kewanee City
Unified School District	Wethersfield Community Unit School District 230 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$22,696 (+9.5%) Land $2,295 Building $20,401	$68,088 (+9.5%) Land $6,885 Building $61,203
2024		$20,727 (+12.92%) Land $2,096 Building $18,631	$62,181 (+12.92%) Land $6,288 Building $55,893
2023	$1,462.00 (+4.35%)
2022		$18,355 Land $1,856 Building $16,499	$55,065 Land $5,568 Building $49,497
2021	$1,401.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEWANEE serves 12,509 people · EPA ID IL0730650
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	200 / 50

May also be available: Cambridge Telcom Services, Verizon.

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