Ravalli County property record for 428 Owings Loop, Hamilton, MT 59840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1981 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,208 (Sep 2024) |
| Tax Bill | $4,259 (2026) |
| Flood Zone | Zone D (undetermined) |
| APN | R1333706 |
| Primary APN | R1333706 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| 2nd Floor Area | 1,643 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Area | 1,783 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 720 sqft |
| Shed | 1 Shed |
| Shed Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000577500 |
|---|---|
| Street Address | 428 OWINGS LOOP |
| City | HAMILTON |
| State | MT |
| Zip | 59840-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S33, T06 N, R21 W, IN SESESE INDEX 23 CS #2083 |
| Legal Range | 21W |
| Legal Township | 06N |
| Legal Section | 33 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 501 |
428 Owings Loop is owned and occupied by two individuals who bought it in September 2024.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 OWINGS LOOP, HAMILTON, MT 59840-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on File |
| Deed Sale | Sep 17, 2024 · Amount on File |
| Prior Sale | Jan 24, 2004 |
| Deed Document Number | 2024799146 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 428 Owings Loop was $4,259.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Hamilton K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,259.00 | $503,100 | |
| 2025 | $503,100 Land $146,475 Building $356,625 | ||
| 2023 | $2,488.00 | $385,400 | $385,400 Land $58,519 Building $326,881 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Owings Loop in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Owings Loop is high, ranking above 88% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 85% of Montana |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Grizzly Broadband.
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