428 Old State Rd, Redfield, NY 13437 Property Records

Oswego County and Redfield Town property record for 428 Old State Rd, Redfield, NY 13437

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,776 sqft · built 1975
Lot Size	4.94 acres (215,186 sqft)
Owner	2 Individual Names on File
Last Sale	$91,000 (Aug 2004)
Tax Bill	$3,335 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`354800 044.00-02-01`

Property Details

APN / Parcel Number

Primary APN	`354800 044.00-02-01`
Alternative APN	`480004400000020010000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	215,186 sqft (4.94 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	784 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	428 OLD STATE RD
City	REDFIELD
State	NY
Zip	13437-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	LOT 75 060-008-000
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	OSWEGO NY
Township / Civil Division	REDFIELD
Census Block Group	2
Census Block	2018
Census Tract	20102

Owner

428 Old State Rd is owned and occupied by two individuals who bought it in August 2004.

Source: Oswego County and Redfield Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 OLD STATE RD, REDFIELD, NY 13437-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2004 · Amount on File
Deed Sale	Aug 11, 2004 · Amount on File
Prior Sale	Aug 11, 2004 · Amount on File
Deed Book / Page	2004 / 11061
Prior Transfer Date	Aug 5, 2004
Prior Transfer Doc	2004011060
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	428 OLD STATE RD, REDFIELD, NY 13437-2815
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD STATE RD, REDFIELD, NY 13437-2815

Mortgage

Document Number	0000002892
Date	Apr 9, 2024
Instrument	R-2024-002892

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	428 OLD STATE RD, REDFIELD, NY 13437-2815
Transaction Type	Mortgage
Record Updated	Sep 8, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD STATE RD, REDFIELD, NY 13437-2815

Mortgage

Document Number	0000007202
Date	Aug 16, 2023
Instrument	R-2023-007202

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	428 OLD STATE RD, REDFIELD, NY 13437-2815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004794
Date	Jun 13, 2019
Instrument	R-2019-004794

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 12, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 428 Old State Rd was $3,335 with exemptions applied, up 2.2% from the year before.

Source: Oswego County and Redfield Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Redfield Town
Unified School District	Sandy Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,335.00 (+2.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	$3,264.00	$103,800 Land $19,900 Building $83,900	$175,932 Land $33,729 Building $142,203
2023		$103,800 Land $19,900 Building $83,900	$144,167 Land $27,639 Building $116,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Old State Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Old State Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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