428 Old Bells Rd, Jackson, TN 38305 Property Records

Madison County property record for 428 Old Bells Rd, Jackson, TN 38305

Property Summary

Property Type	General Agricultural/Rural
Details	4.5 ba · 4,352 sqft · built 1972
Lot Size	24 acres (1,045,440 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jan 1998)
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification Apr 2020 Loan Modification + 10 more
Flood Zone	Zone X (minimal risk)
APN	`045-007.00`

Property Details

APN / Parcel Number

Primary APN	`045-007.00`
Alternative APNs	`0304504500700` `057045 00700`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	4,352 sqft Gross Area
1st Floor Area	4,240 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,045,440 sqft (24 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	644 sqft
Carport	Carport
Carport Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	532 sqft
Porch	Slab
Porch Area	925 sqft
Shed	1 Shed
Shed Area	3,750 sqft
Greenhouse	189 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	428 OLD BELLS RD
City	JACKSON
State	TN
Zip	38305-5617
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	ANNEXED 4/2011
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1018
Census Tract	1610

Owner

428 Old Bells Rd, an agricultural property, is owned by an individual who bought it in January 1998.

Source: Madison County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRSTBANK
Apr 9, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRSTBANK
Apr 8, 2020	Loan Modification, Mortgage · Conventional with PMI FIRSTBANK
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEGACY BK/TX
Mar 28, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRSTBANK
Mar 28, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRSTBANK
Mar 28, 2019	Loan Modification, Mortgage · Conventional with PMI FIRSTBANK
Aug 14, 2018	Loan Modification, Mortgage · Line of Credit FIRSTBANK
Aug 14, 2018	Loan Modification, Mortgage · Conventional with PMI FIRSTBANK
Aug 14, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRSTBANK
Jun 13, 2017	Loan Modification, Mortgage FIRSTBANK
Jun 13, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 1998 · Amount on File
Deed Sale	Jan 13, 1998 · Amount on File
Prior Sale	Jan 1, 1985 · Amount on File
Deed Book / Page	581 / 367
Record Updated	Sep 20, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000004396
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD BELLS RD JACKSON TN 383055617, JACKSON, TN 38305-5617

Mortgage

Document Number	0000004396
Date	Apr 17, 2020
Book Page	0T2120/000559
Instrument	4396

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 16, 2021

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000004394
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD BELLS RD JACKSON TN 383055617, JACKSON, TN 38305-5617

Mortgage

Document Number	0000004394
Date	Apr 17, 2020
Book Page	0T2120/000553
Instrument	4394

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 16, 2021

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000004395
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD BELLS RD JACKSON TN 383055617, JACKSON, TN 38305-5617

Mortgage

Document Number	0000004395
Date	Apr 17, 2020
Book Page	0T2120/000556
Instrument	4395

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	12 Months
Due	Apr 16, 2021

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000010907
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3429 EL SEGUNDO CA 902458590, EL SEGUNDO, CA 90245-8590

Mortgage

Document Number	0000010907
Date	Sep 5, 2019
Book Page	0T2103/000879
Instrument	10907

Lender

Name	LEGACY BK/TX
Type	Bank
Address	DALLAS, TX 75225-8002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 4, 2024

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000003721
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD BELLS RD JACKSON TN 383055617, JACKSON, TN 38305-5617

Mortgage

Document Number	0000003721
Date	Apr 4, 2019
Book Page	0T2091/001801
Instrument	3721

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 3, 2020

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000003723
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD BELLS RD JACKSON TN 383055617, JACKSON, TN 38305-5617

Mortgage

Document Number	0000003723
Date	Apr 4, 2019
Book Page	0T2091/001807
Instrument	3723

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 3, 2020

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000003722
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD BELLS RD JACKSON TN 383055617, JACKSON, TN 38305-5617

Mortgage

Document Number	0000003722
Date	Apr 4, 2019
Book Page	0T2091/001804
Instrument	3722

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	12 Months
Due	Apr 3, 2020

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000010003
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD BELLS RD JACKSON TN 383055617, JACKSON, TN 38305-5617

Mortgage

Document Number	0000010003
Date	Aug 29, 2018
Book Page	0T2077/001712
Instrument	10003

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 28, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000010000
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD BELLS RD JACKSON TN 383055617, JACKSON, TN 38305-5617

Mortgage

Document Number	0000010000
Date	Aug 29, 2018
Book Page	0T2077/001705
Instrument	10000

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	12 Months
Due	Aug 28, 2019

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000010001
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD BELLS RD JACKSON TN 383055617, JACKSON, TN 38305-5617

Mortgage

Document Number	0000010001
Date	Aug 29, 2018
Book Page	0T2077/001708
Instrument	10001

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 28, 2019

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000007155
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD BELLS RD JACKSON TN 383055617, JACKSON, TN 38305-5617

Mortgage

Document Number	0000007155
Date	Jun 22, 2017
Book Page	0T2049/000576
Instrument	7155

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 21, 2018

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	428 OLD BELLS RD, JACKSON, TN 38305-5617
Document Number	0000007161
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OLD BELLS RD JACKSON TN 383055617, JACKSON, TN 38305-5617

Mortgage

Document Number	0000007161
Date	Jun 22, 2017
Book Page	0T2049/000583
Instrument	7161

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 21, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 428 Old Bells Rd was $2,315.

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,315.00	$123,550 (-) Land $19,025 Building $104,525	$704,200 Land $286,100 Building $418,100
2024	Additional exemption filed	$123,550 (-) Land $19,025 Building $104,525
2023		$123,550 Land $19,025 Building $104,525
2022	$4,306.00		$704,200 Land $286,100 Building $418,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Old Bells Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Old Bells Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20