Winnebago County property record for 428 Oak St, Omro, WI 54963
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Jul 2009) |
| Tax Bill | $2,202 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 265-0877 |
| Primary APN | 265-0877 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,375 sqft (0.33 acres) |
|---|
| Heating System | HVAC |
|---|
| Account Number | 26823 |
|---|---|
| Street Address | 428 OAK ST |
| City | OMRO |
| State | WI |
| Zip | 54963-1040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHNSONS ADDN LOTS 2 & 3 BLK 4 .33 A. |
| Legal Range | 15E |
| Legal Township | 18N |
| Legal Section | 08 |
| Legal Subdivision | JOHNSONS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 2,3 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OMRO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 2001 |
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 OAK ST, OMRO, WI 54963-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivor |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2009 · Amount on Record |
| Deed Sale | Jul 14, 2009 · Amount on Record |
| Prior Sale | Feb 3, 2009 |
| Deed Document Number | 20091512778 |
| Last Transfer Date | May 6, 2013 |
| Transfer Doc | 0001636712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 428 OAK ST, OMRO, WI 54963-1040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001958162 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 1958162 |
| Name | COMMUNITY FIRST CU WISCONSIN |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54912 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 16, 2035 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Omro City |
| Unified School District | Omro School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165,500 (+83.08%) Land $25,100 Building $140,400 | ||
| 2024 | $2,202.00 (+11.21%) | ||
| 2023 | $1,980.00 (+0.76%) Homeowner's exemption | $90,400 (-) Land $18,300 Building $72,100 | $131,094 (+13.98%) Land $26,538 Building $104,556 |
| 2022 | $1,965.00 Homeowner's exemption | $90,400 Land $18,300 Building $72,100 | $115,019 Land $23,284 Building $91,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Mar 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OMRO WATERWORKS serves 3,629 people · EPA ID WI4710357 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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