Cumberland County and Millville City property record for 428 Oak St E, Millville, NJ 08332
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,249 sqft · built 1917 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,900 (Oct 2025) |
| Tax Bill | $3,796 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-189200 |
| Primary APN | 2-189200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,249 sqft Living Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Colonial |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Account Number | 2-189200 |
|---|---|
| Street Address | 428 OAK ST E |
| City | MILLVILLE |
| State | NJ |
| Zip | 08332-3148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 371 |
| Legal Lot Number | 18 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | MILLVILLE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30200 |
Source: Cumberland County and Millville City records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 OAK ST E, MILLVILLE, NJ 08332-3148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed, Transfer CMG MORTGAGE INC |
| Oct 27, 2021 | Deed, Transfer · Stand-Alone Refinance BRASS FINCL GRP LLC |
| Jul 24, 2021 | Deed, Transfer MISC COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on Record |
| Deed Sale | Oct 7, 2025 · Amount on Record |
| Prior Sale | Jul 24, 2021 · Amount on Record |
| Deed Document Number | 2025725088 |
| Deed Book / Page | 4276 / 3635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Oct 7, 2025 |
| Property Address | 428 OAK ST E, MILLVILLE, NJ 08332-3148 |
| Document Number | 0000725088 |
| Book / Page | 4276 / 3635 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 725088 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CLOSING ROCK ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11.69 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 243, VINELAND, NJ 08362-0243 |
| Name | Verified Name |
|---|---|
| Address | 428 OAK ST E, MILLVILLE, NJ 08332-3148 |
| Document Number | 0000725089 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 725089 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Number | 0000725090 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 4276/3665 |
| Instrument | 725090 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Sep 24, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Oct 27, 2021 |
| Property Address | 428 OAK ST E, MILLVILLE, NJ 08332-3148 |
| Document Number | 0000633990 |
| Book / Page | 4217 / 4154 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 633990 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000633991 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 4217/4160 |
| Instrument | 633991 |
| Name | BRASS FINCL GRP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Jul 24, 2021 |
| Property Address | 428 OAK ST E, MILLVILLE, NJ 08332-3148 |
| Document Number | 0000627368 |
| Book / Page | 4212 / 8902 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 627368 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 243, VINELAND TWP, NJ |
Source: Cumberland County and Millville City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| Municipality | Millville City |
| Unified School District | Millville City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,200 (+18.8%) Land $15,900 Building $95,300 | $111,200 (+18.8%) Land $15,900 Building $95,300 | |
| 2025 | $3,796.00 (+3.35%) | $93,600 (-) Land $15,900 Building $77,700 | $93,600 (-) Land $15,900 Building $77,700 |
| 2024 | $3,673.00 (+3.52%) | ||
| 2023 | $93,600 Land $15,900 Building $77,700 | $93,600 Land $15,900 Building $77,700 | |
| 2022 | $3,548.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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