Grand Traverse County property record for 428 Oak Ridge Dr E, Traverse City, MI 49685
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,420 sqft · built 1971 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Trust Name on File |
| Last Sale | $340,000 (Nov 2022) |
| Tax Bill | $4,145 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-055-009-00 |
| Primary APN | 08-055-009-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Basement Area | 1,105 sqft |
| Unfinished Basement | 1,105 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 158 sqft |
| Patio Area | 226 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 428 OAK RIDGE DR E |
|---|---|
| City | TRAVERSE CITY |
| State | MI |
| Zip | 49685-8632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BASS LAKE ACRES |
| Legal Subdivision | BASS LAKE ACRES |
| Legal Lot Number | 9 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | LONG LAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 550802 |
428 Oak Ridge Dr E is owner-occupied and held in a trust since November 2022.
Source: Grand Traverse County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 428 OAK RIDGE DR E, TRAVERSE CITY, MI 49685-8632 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Prior Sale | Sep 24, 2019 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 428 Oak Ridge Dr E was $4,145.
Source: Grand Traverse County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| County Subdivision | Long Lake Township |
| Unified School District | Traverse City Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,700 (+8.06%) | $383,396 (+8.06%) | |
| 2025 | $4,145.00 Homeowner's exemption | $177,400 | $354,790 |
| 2023 | $124,100 | ||
| 2022 | $297,699 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 428 Oak Ridge Dr E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 428 Oak Ridge Dr E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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