428 Nottingham Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 428 Nottingham Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,677 sqft · built 2007
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,607 (2024)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`721-81042-000`

Property Details

APN / Parcel Number

Primary APN	`721-81042-000`
Alternative APN	`40046`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,677 sqft Living Area
Gross Area	2,139 sqft
1st Floor Area	1,677 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	7,875 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	203 sqft
Patio Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40046
Street Address	428 NOTTINGHAM DR
City	CABOT
State	AR
Zip	72023-3857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	19
Legal Subdivision	NOTTINGHAM PLACE
Legal Block	1
Legal Lot Number	42
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1011
Census Tract	20205

Owner

Source: Lonoke County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 NOTTINGHAM DR, CABOT, AR 72023-3857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC
Dec 28, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 6, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 12, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 20, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2013
Deed Sale	Feb 13, 2013
Prior Sale	Apr 18, 2006 · Amount on Record
Deed Document Number	20131860
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Recording Date	May 8, 2026
Property Address	428 NOTTINGHAM DR, CABOT, AR 72023-3857
Document Number	0000004819
Instrument Date	May 4, 2026
Instrument	20264819
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 NOTTINGHAM DR, CABOT, AR 72023-3857

Mortgage

Document Number	0000004819,
Date	May 8, 2026
Instrument	20264819

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	428 NOTTINGHAM DR, CABOT, AR 72023-3857
Transaction Type	Mortgage
Record Updated	Jan 22, 2024
Title Company	WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 NOTTINGHAM DR, CABOT, AR 72023-3857

Mortgage

Document Number	0000011275
Date	Dec 28, 2023
Book Page	2023/11275
Instrument	2023-11275

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	428 NOTTINGHAM DR, CABOT, AR 72023-3857
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 NOTTINGHAM DR, CABOT, AR 72023-3857

Mortgage

Document Number	0000001926
Date	Mar 6, 2023
Book Page	2023/1926
Instrument	2023-01926

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	428 NOTTINGHAM DR, CABOT, AR 72023-3857
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005691
Date	May 12, 2022
Book Page	2022/5691
Instrument	2022-05691

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	428 NOTTINGHAM DR, CABOT, AR 72023-3857
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007826
Date	Jun 16, 2021
Book Page	2021/7826
Instrument	2021-07826

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Dec 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	428 NOTTINGHAM DR, CABOT, AR 72023-3857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010385
Date	Sep 18, 2020
Book Page	2020/10385
Instrument	2020-10385

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	428 NOTTINGHAM DR, CABOT, AR 72023-3857
Document Number	0000000174
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 NOTTINGHAM DR CABOT AR 720233857, CABOT, AR 72023-3857

Mortgage

Document Number	0000000174
Date	Jan 6, 2020
Instrument	174

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,590 (-) Land $6,000 Building $25,590	$157,950 (-) Land $30,000 Building $127,950
2024	$1,607.00
2023	$1,607.00	$31,590 Land $6,000 Building $25,590	$157,950 Land $30,000 Building $127,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2003–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed.

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