428 Northstar Dr, Laredo, TX 78045 Property Records

Webb County property record for 428 Northstar Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,219 sqft · built 2000
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$257,700 (Feb 2021)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`986-00010-081`

Property Details

APN / Parcel Number

Primary APN	`986-00010-081`
Alternative APN	`241698`

Interior

Stories	1 Story
Building Area	2,219 sqft Living Area
1st Floor Area	2,219 sqft
Utility Area	32 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Pool Area	357 sqft
Porch	Open Porch
Porch Area	156 sqft

Location & Zoning

Street Address	428 NORTHSTAR DR
City	LAREDO
State	TX
Zip	78045-8079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 8 BLK 10 CROWN RIDGE II
Legal Subdivision	CROWNRIDGE
Legal Block	10
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2005
Census Tract	1724

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 NORTHSTAR DR, LAREDO, TX 78045-8079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 8, 2021	Vendor's Lien, Transfer · FHA Mortgage WILLOW BEND MORTGAGE CO
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Jul 13, 2016 · Amount on Record
Deed Document Number	20211418121
Deed Book / Page	4952 / 582
Prior Transfer Date	Feb 4, 2021
Prior Transfer Doc	004952/582
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	428 NORTHSTAR DR, LAREDO, TX 78045-8079
Transaction Type	Mortgage
Record Updated	Jan 22, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 NORTHSTAR DR, LAREDO, TX 78045-8079

Mortgage

Document Number	005584/565
Date	Jan 8, 2024
Book Page	5584/565
Instrument	1519056

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Mar 1, 2051

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 8, 2021
Property Address	428 NORTHSTAR DR, LAREDO, TX 78045-8079
Document Number	004952/582
Book / Page	4952 / 582
Map Reference	VOL 18 PG 35
Instrument Date	Feb 4, 2021
Instrument	1418121
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 NORTHSTAR DR, LAREDO, TX 78045-8079

Mortgage

Document Number	0001418122
Date	Feb 8, 2021
Instrument	1418122

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	428 NORTHSTAR DR, LAREDO, TX 78045-8079
Transaction Type	Mortgage
Record Updated	Aug 21, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4839/123
Date	Aug 11, 2020
Book Page	4839/123
Instrument	1400702

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,574 (-0.74%) Land $79,584 Building $247,990	$327,574 (-0.74%) Land $79,584 Building $247,990
2025	$1,670.00 (-6.65%)	$330,009 (+28.92%) Land $79,584 Building $250,425	$330,009 (+28.92%) Land $79,584 Building $250,425
2024	$1,789.00 (+25.72%)
2023		$255,970 Land $74,685 Building $181,285	$255,970 Land $74,685 Building $181,285
2022	$1,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, T-Mobile.

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