Oakland County property record for 428 Normandy Rd, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 959 sqft · built 1952 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Feb 2022) |
| Tax Bill | $3,619 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-04-259-029 |
| Primary APN | 72-25-04-259-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 959 sqft Living Area |
| 1st Floor Area | 959 sqft |
| Basement Area | 959 sqft |
| Finished Basement | 959 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,968 sqft (0.137 acres) |
| Lot Dimensions | 130 ft deep x 46 ft wide |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 74 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 428 NORMANDY RD |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 4 HARRY SLATKIN'S CITY PARK SUB LOT 44 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 04 |
| Legal Subdivision | CITY PARK SUB |
| Legal Lot Number | 44 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 183200 |
428 Normandy Rd is owned and occupied by an individual who bought it in February 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 NORMANDY RD, ROYAL OAK, MI 48073-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage OMEGA LENDING |
| Jan 12, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on File |
| Deed Sale | Feb 16, 2022 · Amount on File |
| Prior Sale | Jan 12, 2018 · Amount on File |
| Deed Document Number | 2022322627 |
| Deed Book / Page | 57464 / 149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 16, 2022 |
| Property Address | 428 NORMANDY RD, ROYAL OAK, MI 48073-2514 |
| Document Number | 0000322627 |
| Book / Page | 57464 / 149 |
| Map Reference | LB 61 PG 25 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 322627 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | MICHIGAN MOVES TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 NORMANDY RD, 428, ROYAL OAK, MI 48073-2514 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 428 NORMANDY RD, ROYAL OAK, MI 48073-2514 |
| Document Number | 0000321776 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 57459/92 |
| Instrument | 321776 |
| Name | OMEGA LENDING |
|---|---|
| Type | Non-Lending Institution |
| Address | ROYAL OAK, MI 48067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 12, 2018 |
| Property Address | 428 NORMANDY RD, ROYAL OAK, MI 48073-2514 |
| Document Number | 0000007209 |
| Book / Page | 51471 / 00750 |
| Map Reference | LB 61 PG 25 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 007209 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Tax | $1,874.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 FARMINGTON RD, 428, ROYAL OAK, MI 48152 |
| Name | Verified Name |
|---|---|
| Address | 428 FARMINGTON RD, ROYAL OAK, MI 48152 |
The 2025 property tax bill for 428 Normandy Rd was $3,619 with a homeowner's exemption, down 22.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,619.00 (-22.07%) Homeowner's exemption | $134,560 | $269,120 |
| 2024 | $4,644.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 428 Normandy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 Normandy Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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