State of Hawaii and Maui County property record for 428 Nihoa St, Kahului, HI 96732
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 4 ba · 2,649 sqft · built 1958 |
| Lot Size | 0.262 acres (11,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,323 (2026) |
| Deeds & Mortgages | May 2019 Line of Credit Oct 2020 Line of Credit |
| APN | 2-3-8-025-029 |
| Primary APN | 2-3-8-025-029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,649 sqft Living Area |
| Gross Area | 2,789 sqft |
| 1st Floor Area | 2,649 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,400 sqft (0.262 acres) |
| Garage Area | 720 sqft |
| Porch | Covered Porch |
| Porch Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Street Address | 428 NIHOA ST |
|---|---|
| City | KAHULUI |
| State | HI |
| Zip | 96732-1121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 5-32 5TH INCR KAHULUI TOWN DEV FP 541 11,400 SF |
| Legal Subdivision | KAHULUI TOWN DEV 05 I |
| Legal Lot Number | 5-32 |
| Jurisdiction | MAUI HI |
| Township / Civil Division | WAILUKU |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 31002 |
Source: State of Hawaii and Maui County records · APN 2-3-8-025-029
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 NIHOA ST, KAHULUI, HI 96732-1121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 06, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB |
| Oct 20, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2002 |
| Transfer Doc | 0000067020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 428 NIHOA ST, KAHULUI, HI 96732-1121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A70650494 |
|---|---|
| Date | May 06, 2019 |
| Instrument | A-70650494 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 428 NIHOA ST, KAHULUI, HI 96732-1121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A75980031 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | A-75980031 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: State of Hawaii and Maui County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Maui County |
| Unified School District | Hawaii Department of Education (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,323.00 (+3.68%) Homeowner's exemption | $1,102,300 (+27.32%) Land $680,800 Building $421,500 | $1,102,300 (+27.32%) Land $680,800 Building $421,500 |
| 2025 | $1,276.00 (+18.7%) | ||
| 2023 | $1,075.00 (-1.56%) Homeowner's exemption | $865,800 (+66.05%) Land $476,600 Building $389,200 | $865,800 (+66.05%) Land $476,600 Building $389,200 |
| 2022 | $1,092.00 Homeowner's exemption | $521,400 Land $391,500 Building $129,900 | $521,400 Land $391,500 Building $129,900 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.9% of Hawaii |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 354 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WAILUKU serves 74,511 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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