428 Nightcap Ln, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 428 Nightcap Ln, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2,418 sqft · built 2019
Lot Size	0.158 acres (6,885 sqft)
Owner	Individual Name on File
Last Sale	$306,990 (Oct 2019)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092J-I-021.00-000`

Property Details

APN / Parcel Number

Primary APN	`092J-I-021.00-000`
Alternative APNs	`092J I 02100` `R0119552`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,418 sqft Living Area
Gross Area	294 sqft
1st Floor Area	1,108 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	6,885 sqft (0.158 acres)
Lot Dimensions	135 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	794 sqft
Porch	Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0119552
Street Address	428 NIGHTCAP LN
City	MURFREESBORO
State	TN
Zip	37128-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HILLWOOD SEC 6 PH 3
Legal Block	3
Legal Lot Number	160
Jurisdiction	RUTHERFORD TN
Township / Civil Division	20
Census Block Group	2
Census Block	2023
Census Tract	40906

Owner

428 Nightcap Ln is owned and occupied by an individual who bought it in October 2019.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	428 NIGHTCAP LN, MURFREESBORO, TN 37128-3035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Deed Document Number	20192232422
Deed Book / Page	1820 / 2304
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Oct 3, 2019
Property Address	428 NIGHTCAP LN, MURFREESBORO, TN 37128-3035
Document Number	RB18202304
Book / Page	001820 / 002304
Instrument Date	Sep 27, 2019
Instrument	2232422
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2019
Title Company	LAWYERS ESCROW SERVICES INC, LAWYERS ESCROW SVC INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,135.86
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 NIGHTCAP LN MURFREESBORO TN 371283035, MURFREESBORO, TN 37128-3035

Mortgage

Document Number	RB18202306
Date	Oct 3, 2019
Book Page	001820/002306
Instrument	2232423

Lender

Name	F&M BK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 428 Nightcap Ln was $2,708.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,550 (+23.84%) Land $27,500 Building $91,050	$474,200 Land $110,000 Building $364,200
2025	$2,708.00	$95,725 Land $13,750 Building $81,975
2023	$2,708.00	$95,725 Land $13,750 Building $81,975	$382,900 (-) Land $55,000 Building $327,900
2022			$382,900 Land $55,000 Building $327,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Nightcap Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Nightcap Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: T-Mobile, United Communications, Verizon.

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