St. Johns County property record for 428 Narvarez Ave, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,489 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $472,000 (2025) |
| Tax Bill | $7,757.00 (2025) |
| Primary APN | 101183-0870 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 2,489 sqft Living Area |
| Gross Area | 2,909 sqft Gross Area |
| 1st Floor | 1,044 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 120 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 428 NARVAREZ AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-9028 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 105/90-97 ENTRADA PHASE 1 UNIT 3 LOT 87 OR6242/185 |
| Legal Range | 29 |
| Legal Township | 07 |
| Legal Section | 33 |
| Legal Subdivision | ENTRADA PHASE 1 UNIT 3 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 87 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | HASTINGS |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 21103 |
Source: St. Johns County records · APN 101183-0870
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 NARVAREZ AVE, SAINT AUGUSTINE, FL 32084-9028 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Jan 03, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Jan 03, 2023 · Amount on Record |
| Deed Doc Number | 202585610 |
| Deed Book / Page | 6242 / 185 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 21, 2025 |
| Property Address | 428 NARVAREZ AVE, SAINT AUGUSTINE, FL 32084-9028 |
| Document Number | 0062420185 |
| Book / Page | 6242 / 185 |
| Map Reference | MB 105 PG 90 |
| Instrument Date | Oct 04, 2025 |
| Instrument | 2025085610 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,304.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 PICARDI CT, WAPPINGERS FALLS, NY 12590-6401 |
| Name | Verified Name |
|---|---|
| Address | 428 NARVAREZ AVE, ST AUGUSTINE, FL 32084-9028 |
| Document Number | 0006242187 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 6242/187 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 03, 2023 |
| Property Address | 428 NARVAREZ AVE, SAINT AUGUSTINE, FL 32084-9028 |
| Document Number | 0056880414 |
| Book / Page | 5688 / 414 |
| Map Reference | MB 105 PG 90-97 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 2023000025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 428 NARVAREZ AVE, SAINT AUGUSTINE, FL 32084-9028 |
| Document Number | 0005688415 |
|---|---|
| Date | Jan 03, 2023 |
| Instrument | 5688/415 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,095 (+3.19%) Land $80,000 Building $302,095 | $382,095 (+3.19%) Land $80,000 Building $302,095 | |
| 2025 | $7,757.00 (+6.23%) Homeowner's exemption | $370,278 (-3.76%) | $370,278 (-3.76%) Land $80,000 Building $290,278 |
| 2024 | $7,302.00 (-1.89%) Homeowner's exemption | $384,739 (-3.33%) | $384,739 (-3.33%) Land $80,000 Building $304,739 |
| 2023 | $7,443.00 (+113.88%) Homeowner's exemption | $397,995 (+492.25%) | $397,995 (+492.25%) Land $80,000 Building $317,995 |
| 2022 | $3,480.00 | $67,200 | $67,200 Land $67,200 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 403 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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