Saline County property record for 428 N Wilson St, Wilber, NE 68465
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,914 sqft · built 1922 |
| Lot Size | 0.267 acres (11,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,000 (Jul 2026) |
| Tax Bill | $1,711 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3923-00-0-20105-001-0010 |
| Primary APN | 3923-00-0-20105-001-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,914 sqft Living Area |
| 1st Floor Area | 1,186 sqft |
| Basement Area | 1,090 sqft |
| Unfinished Basement | 1,090 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,616 sqft (0.267 acres) |
| Lot Dimensions | 132 ft deep x 88 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 224 sqft |
| Patio Area | 397 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 428 N WILSON ST |
|---|---|
| City | WILBER |
| State | NE |
| Zip | 68465-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | WILBER CITY WILBER'S FIRST ADDITION LOTS15-16 BLK. 1 |
| Legal Subdivision | WILBER CITY WILBER'S FIRST ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 15-16 |
| Jurisdiction | SALINE NE |
| Township / Civil Division | WILBER |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 960900 |
428 N Wilson St is owned by two individuals who bought it in July 2026.
Source: Saline County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9620 HAMMONTREE DR, URBANDALE, IA 50322-1354 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 8, 2026 | Fiduciary Deed, Transfer · Conventional Mortgage BMO HARRIS BANK |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on File |
| Deed Sale | Jul 8, 2026 · Amount on File |
| Deed Document Number | 20261162 |
| Prior Transfer Date | Apr 10, 2006 |
| Prior Transfer Doc | 000346/840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | SALINE NE |
| Recording Date | Jul 8, 2026 |
| Property Address | 428 N WILSON ST, WILBER, NE 68465-3000 |
| Document Number | 0000001162 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20261162 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NEBRASKA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,688.88 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9620 HAMMONTREE DR, URBANDALE, IA 50322-1354 |
| Document Number | 0000001164, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20261164 |
| Name | BMO HARRIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE NE |
| Property Address | 428 N WILSON ST, WILBER, NE 68465-3000 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 202101363 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021-01363 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 428 N Wilson St was $1,711.
Source: Saline County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Saline County |
| Municipality | Wilber City |
| Unified School District | Wilber-Clatonia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,595 (+8%) Land $21,615 Building $143,980 | $165,595 (+8%) Land $21,615 Building $143,980 | |
| 2025 | $1,711.00 | $153,325 Land $21,615 Building $131,710 | $153,325 Land $21,615 Building $131,710 |
| 2023 | $2,261.00 | $138,355 Land $21,145 Building $117,210 | $138,355 Land $21,145 Building $117,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 N Wilson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 N Wilson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILBER serves 1,930 people · EPA ID NE3115105 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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