428 N Springfield St, Virden, IL 62690 Property Records

Macoupin County property record for 428 N Springfield St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$773 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2018 Transfer + 2 more
APN	`04-09-251-002`

Property Details

APN / Parcel Number

Primary APN	`04-09-251-002`
Alternative APN	`08-000-861-00`

Exterior

Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	428 N SPRINGFIELD ST
City	VIRDEN
State	IL
Zip	62690-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 3 BLK 40 - HICKOX ADDN BEG NW COR LOT 3, TH SELY ALG W LN LOT 3 TO INT W/ A LINE DRAWN PAR W/ & 50' S OF N LN LOT 3, E
Legal Subdivision	HICKOX ADDN
Legal Block	40
Legal Lot Number	3
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	2
Census Block	2013
Census Tract	956000

Owner

428 N Springfield St is owned and occupied by an individual who acquired it in October 2018.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	428 N SPRINGFIELD ST, VIRDEN, IL 62690-1440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 23, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 23, 2018
Transfer Doc	571677
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	428 N SPRINGFIELD ST, VIRDEN, IL 62690-1440
Transaction Type	Mortgage
Record Updated	May 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	575033
Date	May 7, 2019
Instrument	575033

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

Interest

Rate Type	Adjustable Rate
Min Rate At Change	3.75%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOUPIN IL
Recording Date	Oct 23, 2018
Property Address	428 N SPRINGFIELD ST, VIRDEN, IL 62690-1440
Document Number	571677
Instrument Date	Oct 23, 2018
Instrument	571677
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1222 MICHELE DR, 1222, PAWNEE, IL 62558-9712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 N SPRINGFIELD ST, VIRDEN, IL 62690-1440

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	428 N SPRINGFIELD ST, VIRDEN, IL 62690-1440
Transaction Type	Mortgage
Record Updated	Oct 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	570919
Date	Sep 18, 2018
Instrument	570919

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 10, 2028

Interest

Rate Type	Fixed Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOUPIN IL
Recording Date	Sep 6, 2018
Property Address	428 N SPRINGFIELD ST, VIRDEN, IL 62690-1440
Document Number	570726
Instrument Date	Aug 16, 2018
Instrument	570726
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 MICHELE DR, PAWNEE, IL 62558-9712

Tax Assessment & Valuation

The 2025 property tax bill for 428 N Springfield St was $773 with exemptions applied, down 4.3% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$773.00 (-4.33%)	$28,016 (+7%) Land $2,125 Building $25,891	$84,048 (+7%) Land $6,375 Building $77,673
2024	$808.00 Homeowner's exemption Senior Citizen's exemption	$26,183 Land $1,986 Building $24,197	$78,549 Land $5,958 Building $72,591
2022	$864.00 Homeowner's exemption Senior Citizen's exemption	$22,658 Land $1,719 Building $20,939	$67,974 Land $5,157 Building $62,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 428 N Springfield St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 428 N Springfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wisper ISP.

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