428 N River St, Olyphant, PA 18447 Property Records

Lackawanna County property record for 428 N River St, Olyphant, PA 18447

Property Summary

Property TypeSingle Family Home
Details1,960 sqft · built 2000
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$348,000 (Oct 2024)
Tax Bill$40,494 (2026)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone AE (high risk)
APN11407010007

Property Details

APN / Parcel Number

Primary APN11407010007

Interior

Building Area1,960 sqft Total Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address428 N RIVER ST
CityOLYPHANT
StatePA
Zip18447-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.16A W-03 B-0220 L-0070 P-00000
Legal SubdivisionLYNCH SECOND ADDITION
Legal Block220
Legal Lot Number70
JurisdictionLACKAWANNA PA
Township / Civil DivisionOLYPHANT
Census Block Group2
Census Block2000
Census Tract111400

Owner

Source: Lackawanna County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address428 N RIVER ST, OLYPHANT, PA 18447-1611
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2024 · Amount on Record
Deed SaleOct 1, 2024 · Amount on Record
Prior SaleFeb 13, 2013 · Amount on Record
Deed Document Number202414866
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLACKAWANNA PA
Property Address428 N RIVER ST, OLYPHANT, PA 18447-1611
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013639
DateJul 1, 2022
Instrument202213639
Lender
NameTHE FIDELITY DEPOSIT & DISCOUNT BANK
TypeBank
AddressSCRANTON, PA 18512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 10, 2047

Tax Assessment & Valuation

Source: Lackawanna County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLackawanna County
MunicipalityOlyphant Borough
Unified School DistrictMid Valley School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,494.00 (+766%) Homeowner's exemption$263,290 (+1,044.74%) Land $33,100 Building $230,190
2024$4,676.00$23,000 Land $3,000 Building $20,000$263,290 (+1,044.74%) Land $33,100 Building $230,190
$23,000 Land $3,000 Building $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims48 (1985–2018)
Claims Outside the SFHA14 of 48
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 12 claims
  • Severe Storms And Flooding, Jan 1996 · 18 claims
  • Hurricane Gloria, Sep 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPA AMER WATER CO LAKE SCRANTON
private · serves 137,142 people · EPA ID PA2359008
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
ICON Technologies
Fixed Wireless
100 / 50
SkyPacket
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on N River St

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