428 N Main St, Georgetown, OH 45121 Property Records

Brown County property record for 428 N Main St, Georgetown, OH 45121

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,000 sqft
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$12,500 (Aug 2024)
Tax Bill	$2,750 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004590-6`

Property Details

APN / Parcel Number

Primary APN	`004590-6`
Alternative APN	`33-062056-00-00`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area
1st Floor Area	1,716 sqft
Upper Floors Area	1,284 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	192 ft deep x 93 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	664 sqft
Deck Area	272 sqft
Patio Area	272 sqft
Lean-To	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004590-6
Street Address	428 N MAIN ST
City	GEORGETOWN
State	OH
Zip	45121-1066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S.2523 .42 A LANDS GEORGETOWN VILLAGE GEORGETOWN EVSD
Legal Subdivision	R LAWSONS MILITARY SURV 2523
Jurisdiction	BROWN OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2017
Census Tract	951800

Owner

Source: Brown County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 N MAIN ST, GEORGETOWN, OH 45121-1066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Feb 6, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Dec 12, 2018	Trustee's Deed, Construction Loan · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Jul 30, 2007 · Amount on Record
Deed Document Number	20243733
Deed Book / Page	533 / 1328
Prior Transfer Date	Aug 9, 2024
Prior Transfer Doc	0000003733
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	428 N MAIN ST, GEORGETOWN, OH 45121-1066
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 N MAIN ST, GEORGETOWN, OH 45121-1066

Mortgage

Document Number	0000001559
Date	Mar 30, 2026
Book Page	553/2991
Instrument	202600001559

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	2114 E ACHIEVE WAY, TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	428 N MAIN ST, GEORGETOWN, OH 45121-1066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000525
Date	Feb 6, 2019
Book Page	490/1494
Instrument	201900000525

Lender

Name	PEOPLES BANK
Type	Bank
Address	GEORGETOWN, OH 45121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 30, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BROWN OH
Recording Date	Dec 12, 2018
Property Address	428 N MAIN ST, GEORGETOWN, OH 45121-1066
Book / Page	000489 / 000537
Instrument Date	Dec 5, 2018
Instrument	5990
Transaction Type	Construction Loan
Record Updated	Dec 24, 2018
Title Company	PATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 N MAIN ST GEORGETOWN OH 451211066, GEORGETOWN, OH 45121-1066

Mortgage

Document Number	0000005990
Date	Dec 12, 2018
Book Page	000489/000537
Instrument	5990

Lender

Name	PEOPLES BK
Type	Bank
Address	GEORGETOWN, OH 45121-8408

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Pleasant Township
Municipality	Georgetown Village
Unified School District	Georgetown Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,750.00	$75,880 (-) Land $7,750 Building $68,130
2024	$2,750.00 (+20.99%)	$75,880 (+31.55%) Land $7,750 Building $68,130	$216,810 (+31.56%) Land $22,140 Building $194,670
2023	$2,273.00 (-0.04%)	$57,680 (-) Land $6,440 Building $51,240
2022	$2,274.00	$57,680 Land $6,440 Building $51,240
2021			$164,800 Land $18,410 Building $146,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN VILLAGE PWS serves 4,331 people · EPA ID OH0800503
Water Source	Purchased groundwater from BROWN COUNTY RURAL WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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