428 N L St, Lompoc, CA 93436 Property Records

Santa Barbara County property record for 428 N L St, Lompoc, CA 93436

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 700 sqft · built 1938
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Oct 2023)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`089-231-020`

Property Details

APN / Parcel Number

Primary APN	`089-231-020`
Alternative APN	`08923120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	700 sqft Total Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	428 N L ST
City	LOMPOC
State	CA
Zip	93436-5937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 35 LOT 36 BLK 18
Legal Subdivision	LOMPOC
Legal Block	18
Legal Lot Number	35-36
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	LOMPOC
Census Block Group	2
Census Block	2015
Census Tract	2710

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2111 ISABELLA ST, OXNARD, CA 93036-2678
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Sep 23, 2021	Intrafamily Transfer, Transfer
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Deed Document Number	202329046
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	0000067463
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 3, 2023
Property Address	428 N L ST, LOMPOC, CA 93436-5937
Document Number	0000029046
Map Reference	MB 1 PG 45
Instrument Date	Sep 11, 2023
Instrument	2023-0029046
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2111 ISABELLA ST, OXNARD, CA 93036-2678
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029047
Date	Oct 3, 2023
Instrument	2023-0029047

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	428 N L ST, LOMPOC, CA 93436-5937
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 N L ST, LOMPOC, CA 93436-5937

Mortgage

Document Number	0000065747
Date	Sep 16, 2021
Instrument	2021-0065747

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 23, 2021
Property Address	428 N L ST, LOMPOC, CA 93436-5937
Document Number	0000067463
Map Reference	MB 1 PG 45
Instrument Date	Sep 10, 2021
Instrument	2021-0067463
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	428 N L ST, LOMPOC, CA 93436-5937

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	428 N L ST, LOMPOC, CA 93436-5937
Document Number	0000011637
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 NL ST LOMPOC CA 93436, LOMPOC, CA 93436

Mortgage

Document Number	0000011637
Date	Mar 6, 2020
Instrument	11637

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	428 N L ST, LOMPOC, CA 93436-5937
Document Number	0000057970
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 N D ST LOMPOC CA 934366912, LOMPOC, CA 93436-6912

Mortgage

Document Number	0000057970
Date	Dec 4, 2017
Instrument	57970

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 3, 2032

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Lompoc City
Unified School District	Lompoc Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,948 (+2%) Land $176,868 Building $208,080
2025	$4,354.00 (+362.7%)	$377,400 (+372.86%) Land $173,400 Building $204,000
2023	$941.00 (+1.4%)	$79,812 Land $71,842 Building $7,970
2022	$928.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMPOC-CITY WATER UTILITY DIV serves 40,538 people · EPA ID CA4210006
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, T-Mobile.

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