428 N Harmony Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 428 N Harmony Ave, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,274 sqft · built 1995
Lot Size0.164 acres (7,161 sqft)
OwnerCompany Name on File
Last Sale$505,000 (Jul 2021)
Tax Bill$2,444 (2025)
Deeds & MortgagesJul 2021 Sale
Nov 2020 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN309-04-458

Property Details

APN / Parcel Number

Primary APN309-04-458
Alternative APN
  • 309044588

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,274 sqft Living Area
Gross Area2,508 sqft
1st Floor Area2,274 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area7,161 sqft (0.164 acres)
Parking Spaces3 Parking Spaces
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address428 N HARMONY AVE
CityGILBERT
StateAZ
Zip85234-8250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionSONOMA RANCH MCR 364-22
Legal Range6E
Legal Township1S
Legal Section9
Legal SubdivisionSONOMA RANCH
Legal Lot Number298
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3003
Census Tract422510

Owner

Source: Maricopa County records · APN 309-04-458

Assessment roll updated October 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1731 W BASELINE RD, 102, MESA, AZ 85202-5730
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Nov 23, 2020Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Nov 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
DEFINE MORTGAGE SOLUTIONS LLC
May 23, 2017Deed of Trust, Mortgage · Line of Credit
DESERT SCHOOLS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2021 · Amount on Record
Deed SaleJul 06, 2021 · Amount on Record
Prior SaleNov 30, 2011 · Amount on Record
Deed Document Number2021734995
Prior Transfer DateSep 26, 2003
Prior Transfer Doc0001377507
Record UpdatedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 06, 2021
Property Address428 N HARMONY AVE, GILBERT, AZ 85234-8250
Document Number0000734995
Map ReferenceMB 364 PG 22
Instrument DateJun 14, 2021
Instrument20210734995
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3433 SW NEWBERRY AVE, 3433, REDMOND, OR 97756-2954

Transferred To (Grantee/Buyer)

NameVerified Name
Address1731 W BASELINE RD STE 102, 102, MESA, AZ 85202-5730

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address428 N HARMONY AVE, GILBERT, AZ 85234-8250
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001147360
DateNov 23, 2020
Instrument20201147360
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 22, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address428 N HARMONY AVE, GILBERT, AZ 85234-8250
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyGRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000958505
DateNov 26, 2019
Instrument20190958505
Lender
NameDEFINE MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressPHOENIX, AZ 85034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2034

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address428 N HARMONY AVE, GILBERT, AZ 85234-8250
Document Number0000387274
Instrument DateMay 23, 2017
Transaction TypeMortgage
Record UpdatedJun 02, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address428 N HARMONY AVE GILBERT AZ 852348250, GILBERT, AZ 85234-8250

Mortgage

Document Number0000387274
DateMay 30, 2017
Instrument387274
Lender
NameDESERT SCHOOLS FCU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 29, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$49,960 (+84.28%)$499,600 (+6.25%) Land $99,900 Building $399,700
2025$2,444.00 (+4.09%)$27,111 (-46.22%)$470,200 (-6.72%) Land $94,000 Building $376,200
2024$50,410$504,100 Land $100,800 Building $403,300
2022$2,348.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Wi-Fiber
Fixed Wireless
400 / 400
Lumen Technologies
DSL
140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 533 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on N Harmony Ave

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