428 N Chestnut St, Red Cloud, NE 68970 Property Records

Webster County property record for 428 N Chestnut St, Red Cloud, NE 68970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1920
Lot Size	0.212 acres (9,230 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Aug 2025 Mortgage May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`000135700`

Property Details

APN / Parcel Number

Primary APN	`000135700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	896 sqft
Basement Area	1,792 sqft
Finished Basement	896 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,230 sqft (0.212 acres)
Lot Dimensions	142 ft deep x 65 ft wide
Driveway	Driveway
Porch	Porch
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	428 N CHESTNUT ST
City	RED CLOUD
State	NE
Zip	68970-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	SOUTH 15' LOT 16 & ALL LOTS 17 & 18 BLOCK 1 LEDUC'S ADDITION RED CLOUD
Legal Range	11
Legal Township	02
Legal Section	00
Legal Subdivision	LEDUC'S ADD
Legal Block	1
Legal Lot Number	16-18
Jurisdiction	WEBSTER NE
Township / Civil Division	5
Census Block Group	2
Census Block	2084
Census Tract	965100

Owner

Source: Webster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 N CHESTNUT ST, RED CLOUD, NE 68970-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan HERITAGE SOUTHEAST BANK
May 10, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER NE
Property Address	428 N CHESTNUT ST, RED CLOUD, NE 68970-2331
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 N CHESTNUT ST, RED CLOUD, NE 68970-2331
Investor	Possibly a Property Investor

Mortgage

Document Number	02025/1713
Date	Aug 19, 2025
Book Page	2025/1713

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	May 10, 2024
Property Address	428 N CHESTNUT ST, RED CLOUD, NE 68970-2331
Document Number	002024/831
Book / Page	2024 / 831
Instrument Date	May 10, 2024
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Webster County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Webster County
Municipality	Red Cloud City
Unified School District	Red Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,315 (+19.78%) Land $1,710 Building $123,605	$125,315 (+19.78%) Land $1,710 Building $123,605
2025	$1,190.00 (+4.85%)	$104,625 (-1.3%) Land $1,710 Building $102,915	$104,625 (-1.3%) Land $1,710 Building $102,915
2024	$1,135.00 (-27.43%)	$106,000 (+1.24%) Land $1,420 Building $104,580	$106,000 (+1.24%) Land $1,420 Building $104,580
2023	$1,564.00	$104,700 Land $1,420 Building $103,280	$104,700 Land $1,420 Building $103,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED CLOUD serves 991 people · EPA ID NE3118301
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Viaero Wireless.

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