St. Louis County property record for 428 N 7th Ave E, Duluth, MN 55805
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 5 bd · 3 ba · 1,544 sqft · built 1891 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,152 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3830-17560 |
| Primary APN | 010-3830-17560 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Gross Area |
| 1st Floor Area | 772 sqft |
| Basement Area | 540 sqft |
| Finished Basement | 540 sqft |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Triplex |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 3,006 sqft (0.069 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 122 sqft |
| Deck Area | 16 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 75253 |
|---|---|
| Street Address | 428 N 7TH AVE E |
| City | DULUTH |
| State | MN |
| Zip | 55805-3903 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | S 40 FT OF N 80 FT OF LOTS 1 2 AND 3 SERIAL # |
| Legal Subdivision | PORTLAND DIV OF DULUTH |
| Legal Block | 107 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1200 |
428 N 7th Ave E, a residential property, is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 N 7TH AVE E, DULUTH, MN 55805-3903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 428 N 7TH AVE E, DULUTH, MN 55805-3903 |
| Document Number | 00A1310922 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 428 N 7TH AVE E #3 DULUTH MN 558053904, 3, DULUTH, MN 55805-3904 |
| Document Number | 00A1310922 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | A1310922 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 11, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
The 2026 property tax bill for 428 N 7th Ave E was $2,152 with a homeowner's exemption, up 6.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,152.00 (+6.32%) Homeowner's exemption | ||
| 2025 | $2,024.00 (+9.17%) Homeowner's exemption | $197,300 (+13.39%) Land $11,900 Building $185,400 | $197,300 (+13.39%) Land $11,900 Building $185,400 |
| 2024 | $1,854.00 | $174,000 Land $10,900 Building $163,100 | $174,000 Land $10,900 Building $163,100 |
| 2022 | $138,900 Land $12,000 Building $126,900 | $138,900 Land $12,000 Building $126,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 N 7th Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 N 7th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,009 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Fidium Fiber.
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