428 N 5th St, Silver Lake, WI 53170 Property Records

Kenosha County property record for 428 N 5th St, Silver Lake, WI 53170

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 2008
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-4-120-181-1320`

Property Details

APN / Parcel Number

Primary APN	`70-4-120-181-1320`
Alternative APN	`7541201811320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft

Exterior

Year Built	Built 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	141 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Old Parcel Number	7541201811320
Street Address	428 N 5TH ST
City	SILVER LAKE
State	WI
Zip	53170-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	391-G LOT 5 B 10 NORTH SILVER LAKE ESTATES SEC 18 T 1 R 20 DOC1038594 DOC1059384 DOC#1532545 DOC#1541989 DOC#1544778 CORRECTI
Legal Range	20E
Legal Township	01N
Legal Section	18
Legal Quarter	NE
Legal Subdivision	NORTH SILV
Legal Block	10
Legal Lot Number	5
Jurisdiction	KENOSHA WI
Township / Civil Division	SALEM LAKES
Census Block Group	2
Census Block	2028
Census Tract	2903

Owner

Source: Kenosha County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 N 5TH ST, SILVER LAKE, WI 53170-1429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENOSHA WI
Property Address	428 N 5TH ST, SILVER LAKE, WI 53170-1429
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001912793
Date	Oct 13, 2021
Instrument	1912793

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2031

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENOSHA WI
Property Address	428 N 5TH ST, SILVER LAKE, WI 53170-1429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001856517
Date	Dec 6, 2019
Instrument	1856517

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENOSHA WI
Property Address	428 N 5TH ST, SILVER LAKE, WI 53170-1429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001878308
Date	Sep 21, 2020
Instrument	1878308

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kenosha County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Kenosha County
Municipality	Salem Lakes Village
Elementary School District	Silver Lake Joint No. 1 School District (KG - 08)
Secondary School District	Wilmot Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,766.00 (+25.91%) Homeowner's exemption	$275,100 (+15.78%) Land $38,700 Building $236,400	$287,961 (+16.05%) Land $40,509 Building $247,452
2023	$2,991.00 Homeowner's exemption	$237,600 Land $31,100 Building $206,500	$248,137 Land $32,479 Building $215,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	83 (1979–2026)
Claims Outside the SFHA	10 of 83
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 19 claims Severe Storms And Flooding, Aug 2007 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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