428 N 2400E Rd, Paxton, IL 60957 Property Records

Ford County property record for 428 N 2400E Rd, Paxton, IL 60957

Property Summary

Property TypeRural Home
Details4 bd · 4 ba · 11,559 sqft · built 1960
Lot Size19.1 acres (834,610 sqft)
Owner2 Individual Names on Record
Tax Bill$2,765 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Feb 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-15-12-400-004

Property Details

APN / Parcel Number

Primary APN12-15-12-400-004

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area11,559 sqft Building Perimeter
Basement Area2,333 sqft
Unfinished Basement2,333 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area834,610 sqft (19.1 acres)
Garage TypeDetached
Garage Area240 sqft

Location & Zoning

Street Address428 N 2400E RD
CityPAXTON
StateIL
Zip60957-4176
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG-1
Legal DescriptionS12 T23 R11 PT FRAC'L SEC BEG 1115'S INT W LN & C/L CRK E877.6' N790' NW928' TO POB ZONING AG-1
Legal Range11E
Legal Township23N
Legal Section12
JurisdictionFORD IL
Township / Civil DivisionBUTTON
Census Block Group3
Census Block3018
Census Tract961700

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address297 N 300 NORTH RD, PAXTON, IL 60957
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Line of Credit
THE FREDERICK COMMUNITY BANK
Feb 19, 2026Deed of Trust, Mortgage · Line of Credit
FREDERICK COMMUNITY BANK
May 19, 2023Deed of Trust, Mortgage · Line of Credit
FREDERICK COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2016
Deed SaleSep 26, 2016
Prior SaleSep 1, 2015 · Amount on Record
Deed Document Number2016265068
Prior Transfer DateJul 28, 2014
Prior Transfer Doc259954
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORD IL
Property Address428 N 2400E RD, PAXTON, IL 60957-4176
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 N 2400E RD, PAXTON, IL 60957-4176

Mortgage

Document Number0000287606
DateFeb 19, 2026
Instrument287606
Lender
NameTHE FREDERICK COMMUNITY BANK
TypeBank
AddressPAXTON, IL 60957
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueJan 27, 2031
Interest
Rate6.87%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORD IL
Property Address428 N 2400E RD, PAXTON, IL 60957-4176
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000287606
DateFeb 19, 2026
Instrument287606
Lender
NameFREDERICK COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 27, 2031

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORD IL
Property Address428 N 2400E RD, PAXTON, IL 60957-4176
Transaction TypeMortgage
Record UpdatedJul 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000281276
DateMay 19, 2023
Instrument281276
Lender
NameFREDERICK COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 10, 2024

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyFord County
County SubdivisionButton Township
Unified School DistrictPaxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,765.00 (+11.58%)$32,130 (+16.71%) Land $9,170 Building $22,960$96,390 (+35.63%) Land $27,510 Building $68,880
2024$2,478.00 (+7.69%)$27,530 (+16.21%) Land $7,980 Building $19,550
2022$2,301.00$23,690 Land $6,390 Building $17,300$71,070 Land $19,170 Building $51,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 1,000
Watch TV
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6
Rise Broadband
Fixed Wireless
25 / 5
AT&T
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

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