428 Mountain Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 428 Mountain Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,674 sqft · built 1985
Lot Size	3.17 acres (138,085 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Aug 2025)
Tax Bill	$3,311 (2025)
Flood Zone	Zone X (minimal risk)
APN	`HARP M:041 L:059`

Property Details

APN / Parcel Number

Primary APN	`HARP M:041 L:059`
Alternative APN	`3128`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,674 sqft Living Area
Gross Area	6,864 sqft
1st Floor Area	1,924 sqft
Attic	Attic
Attic Area	706 sqft
Basement Area	1,924 sqft
Unfinished Basement	1,924 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	138,085 sqft (3.17 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3128
Street Address	428 MOUNTAIN RD
City	HARPSWELL
State	ME
Zip	04079-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INT
Legal Lot Number	59
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	1
Census Block	1016
Census Tract	17101

Owner

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344 MAQUOIT RD, BRUNSWICK, ME 04011-7401
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Deed Document Number	202531816
Deed Book / Page	41654 / 202
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,311.00 (+4.71%)	$497,100 (-) Land $115,300 Building $381,800
2024	$3,162.00 (+4.29%)	$497,100 (-) Land $115,300 Building $381,800
2023	$3,032.00 (+3.38%)	$497,100 (-) Land $115,300 Building $381,800
2022	$2,933.00	$497,100 Land $115,300 Building $381,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20