Livingston County property record for 428 Montclair Ln, Howell, MI 48843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,218 sqft · built 1997 |
| Lot Size | 0.225 acres (9,811 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,900 (Feb 2016) |
| Tax Bill | $3,195 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-202-057 |
| Primary APN | 11-06-202-057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,811 sqft (0.225 acres) |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 428 MONTCLAIR LN |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48843-7495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPUD |
| Legal Description | SEC 6 T2N R5E CHILSON HILLS LOT # 57 |
| Legal Range | 05E |
| Legal Township | 02N |
| Legal Section | 06 |
| Legal Subdivision | CHILSON HILLS |
| Legal Tract | 742400 |
| Legal Lot Number | 57 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | GENOA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 742403 |
428 Montclair Ln is owned and occupied by two individuals who bought it in February 2016.
Source: Livingston County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 MONTCLAIR LN, HOWELL, MI 48843-7495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2016 · Amount on File |
| Deed Sale | Feb 9, 2016 · Amount on File |
| Prior Sale | Nov 30, 2012 · Amount on File |
| Deed Document Number | 20164048 |
| Prior Transfer Date | Sep 7, 2011 |
| Prior Transfer Doc | 2011R026411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 428 MONTCLAIR LN, HOWELL, MI 48843-7495 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 428 MONTCLAIR LN, HOWELL, MI 48843-7495 |
| Document Number | 0000024213 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 2022R-024213 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Aug 1, 2062 |
The 2025 property tax bill for 428 Montclair Ln was $3,195 with a homeowner's exemption.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Genoa Township |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,300 (+5.25%) | $288,600 (+5.25%) | |
| 2025 | $3,195.00 Homeowner's exemption | $137,100 | $274,200 |
| 2023 | $112,600 | ||
| 2021 | $225,200 | ||
| 2019 | $2,924.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Montclair Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Montclair Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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