Passaic County and Pompton Lakes Borough property record for 428 Montclair Ave, Pompton Lakes, NJ 07442
| Property Type | Single Family Home |
|---|---|
| Details | 2,096 sqft · built 1993 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jan 2020) |
| Tax Bill | $13,587 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01800-0000-00008 |
| Primary APN | 09-01800-0000-00008 |
|---|---|
| Alternative APN |
|
| Building Area | 2,096 sqft Living Area |
|---|
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 428 MONTCLAIR AVE |
|---|---|
| City | POMPTON LAKES |
| State | NJ |
| Zip | 07442-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Subdivision | MASON LOOMIS |
| Legal Block | 1800 |
| Legal Lot Number | 8 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | POMPTON LAKES |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 196403 |
428 Montclair Ave is owned by two individuals who bought it in January 2020.
Source: Passaic County and Pompton Lakes Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 RINGWOOD CT, POMPTON LAKES, NJ 07442-2321 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APPROVED FUNDING CORP |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage APPROVED FUNDING CORP |
| Jan 7, 2020 | Grant Deed, Transfer · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2020 · Amount on File |
| Deed Sale | Jan 7, 2020 · Amount on File |
| Prior Sale | Jan 5, 2015 · Amount on File |
| Deed Document Number | 2020970 |
| Deed Book / Page | 3726 / 244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 428 MONTCLAIR AVE, POMPTON LAKES, NJ 07442-2206 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000039276 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | M17202/130 |
| Instrument | 2021039276 |
| Name | APPROVED FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVER EDGE, NJ 07661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 428 MONTCLAIR AVE, POMPTON LAKES, NJ 07442-2206 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | MAIN STREET TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037798 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | M16340/224 |
| Instrument | 2020037798 |
| Name | APPROVED FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVER EDGE, NJ 07661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 7, 2020 |
| Property Address | 428 MONTCLAIR AVE, POMPTON LAKES, NJ 07442-2206 |
| Document Number | 0000000970 |
| Book / Page | 003726 / 000244 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 970 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 RINGWOOD CT POMPTON LAKES NJ 074422321, POMPTON LAKES, NJ 07442-2321 |
| Document Number | 971 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 015926/000154 |
| Instrument | 971 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2050 |
The 2025 property tax bill for 428 Montclair Ave was $13,587, up 4.8% from the year before.
Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Pompton Lakes Borough |
| Unified School District | Pompton Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,900 (-) Land $117,200 Building $211,700 | $328,900 (-) Land $117,200 Building $211,700 | |
| 2025 | $13,587.00 (+4.77%) | $328,900 Land $117,200 Building $211,700 | $328,900 Land $117,200 Building $211,700 |
| 2024 | $12,969.00 | ||
| 2023 | $328,900 Land $117,200 Building $211,700 | $328,900 Land $117,200 Building $211,700 | |
| 2022 | $12,517.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Montclair Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Montclair Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POMPTON LAKES MUA serves 11,435 people · EPA ID NJ1609001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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