Berks County property record for 428 Minor St, Reading, PA 19602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,237 sqft · built 1900 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Sep 2020) |
| Tax Bill | $590 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-35-87-5699 |
| Primary APN | 5306-35-87-5699 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,237 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,742 sqft (0.04 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2502600 |
|---|---|
| Street Address | 428 MINOR ST |
| City | READING |
| State | PA |
| Zip | 19602-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 75 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 2300 |
428 Minor St is owned and occupied by an individual who bought it in September 2020.
Source: Berks County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 MINOR ST, READING, PA 19602-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage LIBERTY BAIL BONDS INC |
| Sep 23, 2020 | Grant Deed, Transfer HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on File |
| Deed Sale | Sep 23, 2020 · Amount on File |
| Deed Document Number | 202034286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 428 MINOR ST, READING, PA 19602-2423 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 428 MINOR ST, READING, PA 19602-2423 |
| Document Number | 0000040625 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021040625 |
| Name | LIBERTY BAIL BONDS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 23, 2020 |
| Property Address | 428 MINOR ST, READING, PA 19602-2423 |
| Document Number | 0000034286 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 34286 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 428 MINOR ST READING PA 196022423, READING, PA 19602-2423 |
The 2026 property tax bill for 428 Minor St was $590 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $590.00 Homeowner's exemption | $20,900 Land $7,700 Building $13,200 | $7,700 Land $7,700 |
| 2024 | $553.00 | $20,900 Land $7,700 Building $13,200 | |
| 1994 | $20,900 Land $7,700 Building $13,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 428 Minor St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 13 (1978–2006) |
| Claims Outside the SFHA | 11 of 13 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Minor St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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