428 Minges Rd E, Battle Creek, MI 49015 Property Records

Calhoun County property record for 428 Minges Rd E, Battle Creek, MI 49015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1960
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2020)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3320-07-101-0`

Property Details

APN / Parcel Number

Primary APN	`3320-07-101-0`
Alternative APN	`52-3320-07-101-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Tri-Level
Lot Area	13,852 sqft (0.318 acres)
Lot Dimensions	132 ft deep x 78.7 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	428 MINGES RD E
City	BATTLE CREEK
State	MI
Zip	49015-4055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	GAGE & INGRAM SUPRS PLAT N 132 FT OF LOT 101, N 132 FT OF W 1/2 OF LOT 100
Legal Range	8W
Legal Township	2S
Legal Subdivision	GAGE INGRAM SUPERVISORS PLAT
Legal Lot Number	100-101
Jurisdiction	CALHOUN MI
Township / Civil Division	BATTLE CREEK
Census Block Group	1
Census Block	1027
Census Tract	1801

Owner

428 Minges Rd E is owned and occupied by an individual who bought it in September 2020.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	428 MINGES RD E, BATTLE CREEK, MI 49015-4055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Oct 19, 2015 · Amount on File
Deed Book / Page	4456 / 243
Prior Transfer Date	Dec 14, 2007
Prior Transfer Doc	3336/0178
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Sep 15, 2020
Property Address	428 MINGES RD E, BATTLE CREEK, MI 49015-4055
Document Number	004456/243
Book / Page	4456 / 243
Map Reference	LB 9 PG 49
Instrument Date	Sep 14, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 MINGES RD E, 428, BATTLE CREEK, MI 49015-4055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 MICHIGAN AVE E APT 13, 13, BATTLE CREEK, MI 49014-6824

Mortgage

Document Number	0004456244
Date	Sep 15, 2020
Instrument	4456/244

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
Municipality	Battle Creek City
Unified School District	Lakeview School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,700 (+7.36%)
2025	Homeowner's exemption	$108,700	$233,400 (+7.36%)
2024			$217,400 (+15.22%)
2023		$94,343	$188,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Minges Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Minges Rd E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATTLE CREEK - VERONA SYSTEM serves 43,975 people · EPA ID MI0000450
Water Source	Groundwater
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	Corrosion control Jan 2020
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Metronet.

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