Harris County property record for 428 Middle St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,736 sqft · built 1936 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $441,560 (Jun 2023) |
| Tax Bill | $8,819 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-161-002-0002 |
| Primary APN | 011-161-002-0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,500 sqft (0.126 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 785 sqft |
| Porch | Open Frame Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0111610020002 |
|---|---|
| Street Address | 428 MIDDLE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 2 BLK 2 DECKER PLACE |
| Legal Subdivision | DECKER PLACE |
| Legal Tract | 2 |
| Legal Block | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310102 |
428 Middle St is owned and occupied by two individuals who bought it in June 2023.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 MIDDLE ST, HOUSTON, TX 77003-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Oct 19, 2018 | Vendor's Lien, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on File |
| Deed Sale | Jun 23, 2023 · Amount on File |
| Prior Sale | Oct 19, 2018 · Amount on File |
| Deed Document Number | 2023233629 |
| Prior Transfer Date | Oct 15, 2018 |
| Prior Transfer Doc | 0000478123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 428 MIDDLE ST, HOUSTON, TX 77003-1224 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4209 ORCHARD CT, PEARLAND, TX 77584-3984 |
| Document Number | 0000233630 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-233630 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 428 MIDDLE ST, HOUSTON, TX 77003-1224 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000173998 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021-173998 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 428 MIDDLE ST, HOUSTON, TX 77003-1224 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2023 |
| Title Company | NOT AVAILABLE, ITC |
| Name | Verified Name |
|---|
| Document Number | 0000465801 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 2019-465801 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 19, 2018 |
| Property Address | 428 MIDDLE ST, HOUSTON, TX 77003-1224 |
| Document Number | 0000478123 |
| Map Reference | VOL 208 PG 1&2 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2018-478123 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2023 |
| Title Company | NOT AVAILABLE, CHARTER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 MIDDLE ST, HOUSTON, TX 77003-1224 |
| Document Number | 0000478124 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 2018-478124 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 428 Middle St was $8,819, up 1.6% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,000 (-) Land $220,500 Building $194,500 | $415,000 (-) Land $220,500 Building $194,500 | |
| 2025 | $8,819.00 (+1.57%) | $415,000 Land $220,500 Building $194,500 | $415,000 Land $220,500 Building $194,500 |
| 2024 | $8,683.00 | ||
| 2023 | $454,469 Land $220,500 Building $233,969 | $454,469 Land $220,500 Building $233,969 | |
| 2022 | $9,156.00 | ||
| 2020 | $6,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Middle St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 Middle St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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