Rutherford County property record for 428 McCraw Rd, Ellenboro, NC 28040 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,428 sqft Heated Area |
| Lot Size | 528,818 sqft (12.1 acres) |
| Garage | 600 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,889.00 (2025) |
| Primary APN | 1627014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,428 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 528,818 sqft (12.1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 600 sqft Garage |
| Deck Area | 96 sqft Deck |
| Patio Area | 396 sqft Patio |
| Porch Area | 168 sqft Porch |
| Cooling System | A/C Fan Cooling Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 428 MCCRAW RD |
|---|---|
| City | ELLENBORO |
| State | NC |
| Zip | 28040-8351 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GPIN:1576091710040000; RES LOT 2 HENRY SMITH ESTATE |
| Jurisdiction | RUTHERFORD NC |
| Minor Civil Division | HIGH SHOALS |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 961103 |
Source: Rutherford County records · APN 1627014
Assessment roll updated August 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 MCCRAW RD, ELLENBORO, NC 28040-8351 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,889.00 (+31.91%) | $298,600 (-) Land $53,100 Building $245,500 | $298,600 (-) Land $53,100 Building $245,500 |
| 2023 | $298,600 Land $53,100 Building $245,500 | $298,600 Land $53,100 Building $245,500 | |
| 2022 | $1,432.00 | ||
| 2021 | $1,432.00 |
428 McCraw Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Rutherford County (37161C), updated April 18, 2014
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 66th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,042 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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