428 Marshall St, Gary, IN 46404 Property Records

Lake County property record for 428 Marshall St, Gary, IN 46404

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,232 sqft · built 1910
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,250 (Apr 2026)
Tax Bill	$1,762 (2024)
Deeds & Mortgages	May 2022 Mortgage May 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0224-0017`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0224-0017`
Alternative APNs	`45-08-05-181-006.000-004` `254402240017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
Gross Area	3,847 sqft
1st Floor Area	2,544 sqft
Basement Area	990 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Construction Type	Metal Frame
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
View / Lot	Alley
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 MARSHALL ST
City	GARY
State	IN
Zip	46404-1058
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	RESUB. GARY LAND COS 6TH SUB. BL.9 N.1/2 LOT 18 ALL LOTS 19,20 & S.1/2 OF LOT 2 1 SUBJ. TO SEWER EASEMENT
Legal Subdivision	GARY LAND COS 6TH SUB
Legal Lot Number	18,2
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1026
Census Tract	10203

Owner

Source: Lake County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 MARSHALL ST, GARY, IN 46404-1058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
May 2, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Apr 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK.
Apr 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST FINANCIAL NW BANK
Jan 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Deed Document Number	2026516967
Prior Transfer Date	Feb 11, 2025
Prior Transfer Doc	0000003833
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	428 MARSHALL ST, GARY, IN 46404-1058
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018971
Date	May 5, 2022
Instrument	2022-518971

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 15, 2037

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	428 MARSHALL ST, GARY, IN 46404-1058
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 MARSHALL ST, GARY, IN 46404-1058

Mortgage

Document Number	0000015352
Date	May 2, 2025
Instrument	2025-515352

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 28, 2026
Property Address	428 MARSHALL ST, GARY, IN 46404-1058
Document Number	0000516967
Instrument Date	Apr 21, 2026
Instrument	2026.516967
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 MARSHALL ST, GARY, IN 46404-1058

Mortgage

Document Number	0000516968,
Date	Apr 28, 2026
Instrument	2026..516968

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 28, 2026
Property Address	428 MARSHALL ST, GARY, IN 46404-1058
Document Number	0000016967
Instrument Date	Apr 21, 2026
Instrument	2026516967
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 MARSHALL ST, GARY, IN 46404-1058

Mortgage

Document Number	0000516968,
Date	Apr 28, 2026
Instrument	2026516968

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jan 3, 2020
Property Address	428 MARSHALL ST, GARY, IN 46404-1058
Document Number	0000000379
Instrument Date	Dec 4, 2019
Instrument	379
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 MARSHALL ST GARY IN 464041058, GARY, IN 46404-1058

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,000 (+25.44%) Land $14,400 Building $162,600	$177,000 (+25.44%) Land $14,400 Building $162,600
2024	$1,762.00 (+208.58%)
2023		$141,100 (+182.77%) Land $16,900 Building $124,200	$141,100 (+182.77%) Land $16,900 Building $124,200
2022	$571.00 Homeowner's exemption	$49,900 Land $10,000 Building $39,900	$49,900 Land $10,000 Building $39,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Marshall St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures