Waynesboro City property record for 428 Maple Ave, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,891 sqft · built 1890 |
| Lot Size | 0.351 acres (15,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (May 2026) |
| Tax Bill | $3,829 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 55 1 38-29 |
| Primary APN | 55 1 38-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,891 sqft Living Area |
| 1st Floor Area | 2,304 sqft |
| Basement Area | 752 sqft |
| Unfinished Basement | 752 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,316 sqft (0.351 acres) |
| Garage Area | 600 sqft |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | Partial |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 364 |
|---|---|
| Street Address | 428 MAPLE AVE |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-4708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-5 |
| Legal Description | BLOCK 38 LOTS 29,30,31 & 32 WAYNESBORO CO ADT |
| Legal Subdivision | WAYNESBORO COMPANY |
| Legal Block | 38 |
| Legal Lot Number | 29-32 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 3400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Tree Streets Historic District listed 2002 · 454 contributing resources · NRIS 02000369 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
428 Maple Ave is owned by two individuals who bought it in May 2026.
Source: Waynesboro City records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1192 TANBARK DR, AFTON, VA 22920-2711 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Nov 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CMG FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on File |
| Deed Sale | May 14, 2026 · Amount on File |
| Prior Sale | Jun 16, 2016 · Amount on File |
| Deed Document Number | 20261119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | May 14, 2026 |
| Property Address | 428 MAPLE AVE, WAYNESBORO, VA 22980-4708 |
| Document Number | 0000001119 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026.1119 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | VS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,620.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1192 TANBARK DR, AFTON, VA 22920-2711 |
| Document Number | 0000001120, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026..1120 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 428 MAPLE AVE, WAYNESBORO, VA 22980-4708 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210003334 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 210003334 |
| Name | CMG FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2051 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 428 Maple Ave was $3,829, up 6.1% from the year before.
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,829.00 (+6.1%) | $440,200 (-) Land $80,000 Building $360,200 | $440,200 (-) Land $80,000 Building $360,200 |
| 2025 | $3,609.00 | $440,200 Land $80,000 Building $360,200 | $440,200 Land $80,000 Building $360,200 |
| 2023 | $3,182.00 | $413,300 Land $77,500 Building $335,800 | $413,300 Land $77,500 Building $335,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Maple Ave in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 61 (1985–2024) |
| Claims Outside the SFHA | 15 of 61 |
| Most Recent Claim | Oct 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Maple Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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