Penobscot County and Orono Town property record for 428 Main St, Orono, ME 04473
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,864 sqft · built 1978 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Aug 2025) |
| Tax Bill | $12,352 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:033=000 L:033 |
| Primary APN | M:033=000 L:033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,864 sqft Living Area |
| Gross Area | 7,096 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 95,832 sqft (2.2 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 575 |
|---|---|
| Street Address | 428 MAIN ST |
| City | ORONO |
| State | ME |
| Zip | 04473-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 33 |
| Jurisdiction | ORONO ME |
| Township / Civil Division | ORONO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 6100 |
Source: Penobscot County and Orono Town records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 MAIN ST, ORONO, ME 04473-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 19, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Aug 11, 2025 | Warranty Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Oct 23, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage LEADERONE FINANCIAL |
| Sep 14, 2018 | Warranty Deed, Transfer BANGOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on Record |
| Deed Sale | Aug 11, 2025 · Amount on Record |
| Prior Sale | Oct 23, 2023 · Amount on Record |
| Deed Document Number | 202521617 |
| Deed Book / Page | 17591 / 226 |
| Last Transfer Date | Nov 10, 2025 |
| Transfer Doc | 0177010006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORONO ME |
| Property Address | 428 MAIN ST, ORONO, ME 04473-3435 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0176570035 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 17657/35 |
| Instrument | 28207 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN ME |
| Recording Date | Nov 19, 2025 |
| Property Address | 428 MAIN ST, ORONO, ME 04473-3435 |
| Document Number | 0177010006 |
| Book / Page | 17701 / 6 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 32245 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORONO ME |
| Recording Date | Aug 11, 2025 |
| Property Address | 428 MAIN ST, ORONO, ME 04473-3435 |
| Document Number | 0175910226 |
| Book / Page | 17591 / 226 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 21617 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 STATE ST STE 32, 32, BANGOR, ME 04401-5151 |
| Document Number | 0000021618 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 21618 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORONO ME |
| Recording Date | Oct 23, 2023 |
| Property Address | 428 MAIN ST, ORONO, ME 04473-3435 |
| Document Number | 0169780232 |
| Book / Page | 16978 / 232 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 25679 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 89 FOUNTAIN ST, BANGOR, ME 04401-3846 |
| Document Number | 0000025681 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 25681 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORONO ME |
| Recording Date | Sep 14, 2018 |
| Property Address | 428 MAIN ST, ORONO, ME 04473-3435 |
| Document Number | 0149390322 |
| Book / Page | 14939 / 0322 |
| Instrument | 000000028138 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000028140 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 000000028140 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 14, 2048 |
Source: Penobscot County and Orono Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Orono Town |
| Unified School District | Regional School Unit 26 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,352.00 (+1.71%) | $620,700 (+9.12%) Land $67,900 Building $552,800 | |
| 2024 | $12,144.00 (+0.35%) | $568,800 (+9.98%) Land $62,200 Building $506,600 | |
| 2023 | $12,102.00 (+4.03%) | $517,200 (+5.81%) Land $56,600 Building $460,600 | $533,330 |
| 2022 | $11,633.00 | $488,800 Land $56,600 Building $432,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORONO-VEAZIE WATER DISTRICT serves 5,793 people · EPA ID ME0091210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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