Monmouth County and Keyport Borough property record for 428 Main St, Keyport, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,114 sqft · built 1909 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,779 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-00110-0000-00014 |
| Primary APN | 24-00110-0000-00014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,114 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Upper Floors Area | 736 sqft |
| Attic | Attic |
| Attic Area | 736 sqft |
| Basement Area | 736 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Pool Area | 120 sqft |
| Patio Area | 344 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Street Address | 428 MAIN ST |
|---|---|
| City | KEYPORT |
| State | NJ |
| Zip | 07735-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 110 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | KEYPORT |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 802000 |
428 Main St is owned and occupied by two individuals who acquired it in May 1978.
Source: Monmouth County and Keyport Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 MAIN ST, KEYPORT, NJ 07735-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Feb 2, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 1978 |
| Deed Sale | May 11, 1978 |
| Deed Book / Page | 4096 / 541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 428 MAIN ST, KEYPORT, NJ 07735-1445 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0096036527 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 9603/6527 |
| Instrument | 2022069695 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 428 MAIN ST, KEYPORT, NJ 07735-1445 |
| Document Number | 0000033480 |
| Instrument Date | Feb 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 428 MAIN ST KEYPORT NJ 077351445, KEYPORT, NJ 07735-1445 |
| Document Number | 0000033480 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 009404/005715 |
| Instrument | 33480 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 5, 2030 |
| Rate | 7.37% |
|---|
The 2025 property tax bill for 428 Main St was $9,779, up 9.2% from the year before.
Source: Monmouth County and Keyport Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Keyport Borough |
| Unified School District | Keyport Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,400 (+6.82%) Land $207,000 Building $317,400 | $524,400 (+6.82%) Land $207,000 Building $317,400 | |
| 2025 | $9,779.00 (+9.21%) | $490,900 Land $188,400 Building $302,500 | $490,900 Land $188,400 Building $302,500 |
| 2024 | $8,954.00 | ||
| 2023 | $402,700 Land $149,000 Building $253,700 | $402,700 Land $149,000 Building $253,700 | |
| 2022 | $9,192.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Dec 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYPORT WATER DEPT serves 7,500 people · EPA ID NJ1322001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - SHORELANDS |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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