428 Main St, Brewster, MA 02631 Property Records

Barnstable County and Brewster Town property record for 428 Main St, Brewster, MA 02631

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,532 sqft · built 2013
Lot Size	2.12 acres (92,347 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (May 1994)
Tax Bill	$9,919 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BREW M:16 B:29`

Property Details

APN / Parcel Number

Primary APN	`BREW M:16 B:29`
Alternative APN	`2542`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	92,347 sqft (2.12 acres)
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Solar

Location & Zoning

Account Number	2542
Street Address	428 MAIN ST
City	BREWSTER
State	MA
Zip	02631-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESD.
Legal Block	29
Jurisdiction	BREWSTER MA
Township / Civil Division	BREWSTER
Census Block Group	1
Census Block	1005
Census Tract	10800

Owner

Source: Barnstable County and Brewster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 MAIN ST, BREWSTER, MA 02631-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Jan 17, 2018	Deed of Trust, Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 1994 · Amount on File
Deed Sale	May 20, 1994 · Amount on File
Deed Book / Page	9199 / 327
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	428 MAIN ST, BREWSTER, MA 02631-1001
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037498-211
Date	Mar 9, 2026
Book Page	37498/211
Instrument	8771

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	428 MAIN ST, BREWSTER, MA 02631-1001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33224-6
Date	Sep 2, 2020
Book Page	33224/6
Instrument	45766

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	428 MAIN ST, BREWSTER, MA 02631-1001
Document Number	31041-245
Book / Page	031041 / 000245
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	31041-245
Date	Jan 24, 2018
Book Page	031041/000245
Instrument	3789

Lender

Name	NORTHPOINTE BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

Tax Assessment & Valuation

Source: Barnstable County and Brewster Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Brewster Town
Elementary School District	Brewster School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,919.00 (+6.81%)	$1,441,700 (+5.71%) Land $312,300 Building $1,129,400	$1,284,739
2024	$9,287.00 (+8.19%)	$1,363,800 (+11.06%) Land $294,600 Building $1,069,200
2023	$8,584.00	$1,228,000 Land $263,000 Building $965,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWSTER WATER DEPARTMENT serves 35,000 people · EPA ID MA4041000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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