428 Main St, Aurora, NY 13026 Property Records

Cayuga County and Ledyard Town property record for 428 Main St, Aurora, NY 13026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,268 sqft · built 1955
Lot Size	0.679 acres (29,580 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Jan 2022)
Tax Bill	$4,657 (2026)
Deeds & Mortgages	Jul 2022 Sale Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053401 181.12-1-14`

Property Details

APN / Parcel Number

Primary APN	`053401 181.12-1-14`
Alternative APNs	`340118101200010140000000` `33013090`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	29,580 sqft (0.679 acres)
Lot Dimensions	290 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33013090
Street Address	428 MAIN ST
City	AURORA
State	NY
Zip	13026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SM 2-159, LOT E VET EX FIG AT .06% MALONEY K RLU
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	CAYUGA NY
Township / Civil Division	LEDYARD
Census Block Group	1
Census Block	1058
Census Tract	41002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Aurora Village-Wells College Historic District listed 1980 · 95 contributing resources · NRIS 80002595

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cayuga County and Ledyard Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28 BRIDLE WAY, SPARTA, NJ 07871-1738
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer
Jan 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Deed Document Number	2022211201
Deed Book / Page	4175 / 80
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Jul 19, 2022
Property Address	428 MAIN ST, AURORA, NY 13026
Document Number	004250/238
Book / Page	4250 / 238
Instrument Date	May 17, 2022
Instrument	2022-215410
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 MAIN ST, AURORA, NY 13026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Jan 27, 2022
Property Address	428 MAIN ST, AURORA, NY 13026
Document Number	0004175/80
Book / Page	4175 / 80
Instrument Date	Jan 26, 2022
Instrument	2022-211201
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 FAIRWAY DR E, SUNSET BEACH, NC 28468-5309

Mortgage

Document Number	2022211202
Date	Jan 27, 2022
Instrument	2022-211202

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Ledyard Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ledyard Town
Municipality	Aurora Village
Unified School District	Southern Cayuga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,657.00 (+0.65%)
2025	$4,627.00 (+3.33%)	$203,000 (-) Land $60,000 Building $143,000	$263,636 (+22.08%) Land $77,922 Building $185,714
2024	$4,478.00 (+968.74%)
2023		$203,000 Land $60,000 Building $143,000	$215,957 Land $63,830 Building $152,127
2020	$419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF AURORA serves 400 people · EPA ID NY0512920
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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