428 Macgregor Rd, Winter Springs, FL 32708 Property Records

Seminole County property record for 428 Macgregor Rd, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,757 sqft · built 1990
Lot Size	0.104 acres (4,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jan 2024)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-20-30-532-0000-0760`

Property Details

APN / Parcel Number

Primary APN	`34-20-30-532-0000-0760`
Alternative APN	`20303453200000760`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,757 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	1,617 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,545 sqft (0.104 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	166 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	428 MACGREGOR RD
City	WINTER SPGS
State	FL
Zip	32708-5342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 76 HIGHLAND VILLAGE 2 PB 40 PGS 40 & 41
Legal Range	30E
Legal Township	20S
Legal Section	34
Legal Subdivision	HIGHLAND VILLAGE 2
Legal Tract	532
Legal Lot Number	76
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	21401

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 CLOUDCROFT DR, DELTONA, FL 32738-9273
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 23, 2024	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 6, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Nov 10, 1994 · Amount on Record
Deed Document Number	20246379
Deed Book / Page	10568 / 1522
Last Transfer Date	Oct 7, 2025
Transfer Doc	0109150367
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Oct 14, 2025
Property Address	428 MACGREGOR RD, WINTER SPRINGS, FL 32708-5342
Document Number	0109150367
Book / Page	10915 / 367
Map Reference	MB 40 PG 40&41
Instrument Date	Oct 7, 2025
Instrument	2025101831
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 MACGREGOR RD, WINTER SPRINGS, FL 32708-5342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 CLOUDCROFT DR, DELTONA, FL 32738-9273
Investor	Possibly a Property Investor

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 23, 2024
Property Address	428 MACGREGOR RD, WINTER SPRINGS, FL 32708-5342
Document Number	0105681522
Book / Page	10568 / 1522
Map Reference	MB 40 PG 40&41
Instrument Date	Jan 22, 2024
Instrument	2024006379
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	UNKNOWN, CITRUS CLOSING GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 BUTTONWOOD CT, LONGWOOD, FL 32779-3398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 MACGREGOR RD, WINTER SPRINGS, FL 32708-5342

Mortgage

Document Number	0105681524
Date	Jan 23, 2024
Instrument	10568/1524

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Feb 6, 2023
Property Address	428 MACGREGOR RD, WINTER SPRINGS, FL 32708-5342
Document Number	0103860104
Book / Page	10386 / 104
Map Reference	MB 40 PG 40&41
Instrument Date	Jan 9, 2023
Instrument	2023011030
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 MACGREGOR RD, WINTER SPRINGS, FL 32708-5342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 BUTTONWOOD CT, LONGWOOD, FL 32779-3398

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,222.00 (-19.06%)	$303,241 (-8.63%)	$315,011 (-5.08%) Land $85,000 Building $230,011
2024	$5,216.00 (+401.06%)	$331,875 (+157.83%)	$331,875 (+8.14%) Land $85,000 Building $246,875
2023	$1,041.00 (-0.86%) Homeowner's exemption	$128,720 (+3%)	$306,907 (+16.41%) Land $85,000 Building $221,907
2022	$1,050.00 Homeowner's exemption	$124,971	$263,644 Land $70,000 Building $193,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1995–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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