428 Loudon Rd, Riverside, IL 60546 Property Records

Cook County property record for 428 Loudon Rd, Riverside, IL 60546

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,680 sqft · built 1952
Lot Size	0.224 acres (9,737 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Sep 2020)
Tax Bill	$13,335 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-25-302-021`

Property Details

APN / Parcel Number

Primary APN	`15-25-302-021`
Alternative APN	`15-25-302-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,737 sqft (0.224 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	428 LOUDON RD
City	RIVERSIDE
State	IL
Zip	60546-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(RESUBDIVISION) OF BLK36 IN RIVERSIDE THIRD DIVN IN S EC36 & SEC 25-39-12
Legal Range	12E
Legal Township	39N
Legal Section	25
Legal Subdivision	RESUBDIVISION OF BLK36 IN RIVERSIDE TH
Legal Block	36
Legal Lot Number	1345
Jurisdiction	COOK IL
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1008
Census Tract	815701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Landscape Architecture District listed 1969 · National Historic Landmark (designated 1970) · NRIS 69000055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 LOUDON RD, RIVERSIDE, IL 60546-1637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Sep 28, 2020	Warranty Deed, Transfer · Conventional with PMI TOWNE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Jul 24, 2013 · Amount on Record
Deed Document Number	202016009
Prior Transfer Date	Oct 23, 2003
Prior Transfer Doc	0000026080
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	428 LOUDON RD, RIVERSIDE, IL 60546-1637
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010206059
Date	Apr 12, 2021
Instrument	2110206059

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 28, 2020
Property Address	428 LOUDON RD, RIVERSIDE, IL 60546-1637
Document Number	2027216009
Instrument Date	Jul 30, 2020
Instrument	27216009
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1614 W BERTEAU AVE CHICAGO IL 606131809, CHICAGO, IL 60613-1809

Mortgage

Document Number	2027216010
Date	Sep 28, 2020
Instrument	27216010

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Riverside Township
Municipality	Riverside Village
Elementary School District	Riverside School District 96 (PK - 08)
Secondary School District	Riverside Brookfield Township School District 208 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,145 (+6.87%) Land $9,737 Building $30,408	$401,450 (+6.87%) Land $97,370 Building $304,080
2023	$13,335.00 (+1.97%)
2022	$13,078.00 Homeowner's exemption	$37,566 Land $8,519 Building $29,047	$375,660 Land $85,190 Building $290,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH RIVERSIDE serves 7,071 people · EPA ID IL0312160
Water Source	Purchased surface water from BROOKFIELD-NORTH RIVERSIDE WATER COMM.
Last State Inspection	Dec 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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