428 Long Branch Dr, La Crosse, VA 23950 Property Records

Mecklenburg County property record for 428 Long Branch Dr, La Crosse, VA 23950

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,143 sqft · built 2003
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Aug 2025)
Tax Bill	$596 (2025)
Deeds & Mortgages	May 2025 Refinance Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181A00-01-036`

Property Details

APN / Parcel Number

Primary APN	`181A00-01-036`
Alternative APNs	`181A00_01_00_036` `R029015`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,143 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.619 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R029015
Street Address	428 LONG BRANCH DR
City	LA CROSSE
State	VA
Zip	23950-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 36 LONG BRANCH SHORES
Legal Lot Number	36
Jurisdiction	MECKLENBURG VA
Township / Civil Division	3
Census Block Group	2
Census Block	2018
Census Tract	930104

Owner

Source: Mecklenburg County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 LONG BRANCH DR, LA CROSSE, VA 23950-2749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Aug 27, 2025	Deed, Transfer · Conventional Mortgage BENCHMARK COMMUNITY BANK
Jan 25, 2022	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Apr 14, 2025
Deed Document Number	250003567
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	428 LONG BRANCH DR, LA CROSSE, VA 23950-2749
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250001962
Date	May 13, 2025
Instrument	250001962

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Fixed Rate

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Aug 27, 2025
Property Address	428 LONG BRANCH DR, LA CROSSE, VA 23950-2749
Document Number	0250003567
Map Reference	MB 5 PG 176
Instrument Date	Aug 25, 2025
Instrument	250003567
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 LONG BRANCH DR, LA CROSSE, VA 23950-2749

Mortgage

Document Number	0250003568
Date	Aug 27, 2025
Instrument	250003568

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Jan 25, 2022
Property Address	428 LONG BRANCH DR, LA CROSSE, VA 23950-2749
Document Number	0220000362
Instrument Date	Dec 9, 2021
Instrument	220000362
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 LONG BRANCH DR, LA CROSSE, VA 23950-2749

Mortgage

Document Number	0220000363
Date	Jan 25, 2022
Instrument	220000363

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Private Party

Agreement

Type	ARM
Amount	Amount Recorded
Term	40 Months
Due	Apr 30, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	5 Years

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$596.00	$165,700 (-) Land $14,000 Building $151,700	$165,700 (-) Land $14,000 Building $151,700
2024	$596.00 (+5.11%)	$165,700 (+16.77%) Land $14,000 Building $151,700	$165,700 (+16.77%) Land $14,000 Building $151,700
2023	$567.00 (+2.35%)	$141,900 (+2.31%) Land $14,000 Building $127,900	$141,900 (+2.31%) Land $14,000 Building $127,900
2022	$554.00	$138,700 Land $14,000 Building $124,700	$138,700 Land $14,000 Building $124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONG BRANCH SHORES private · serves 85 people · EPA ID VA5117419
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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