DuPage County property record for 428 Locust Ln, Roselle, IL 60172
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,956 sqft · built 1974 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Jul 2019) |
| Tax Bill | $9,961 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-309-022 |
| Primary APN | 02-02-309-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,956 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Tri-Level |
| Construction Type | Mixed |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 490 sqft |
| Cooling System | Window A/C |
|---|
| Street Address | 428 LOCUST LN |
|---|---|
| City | ROSELLE |
| State | IL |
| Zip | 60172-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BRANIGARS ROSELLE RIDGEVIEW UNIT 2 |
| Legal Subdivision | BRANIGARS ROSELLE |
| Legal Block | 6 |
| Legal Lot Number | 25 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | BLOOMINGDALE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 841004 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 LOCUST LN, ROSELLE, IL 60172-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST RATE HOME MORTGAGE INC |
| Oct 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage 1ST RATE HOME LENDING INC |
| Jul 12, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Deed Document Number | 201957095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 428 LOCUST LN, ROSELLE, IL 60172-2406 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000175165 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | R2021-175165 |
| Name | 1ST RATE HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85283 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 428 LOCUST LN, ROSELLE, IL 60172-2406 |
| Document Number | 0000134539 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 428 LOCUST LN ROSELLE IL 601722406, ROSELLE, IL 60172-2406 |
| Document Number | 0000134539 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 134539 |
| Name | 1ST RATE HOME LENDING INC |
|---|---|
| Address | 401 W BASELINE RD # 102, TEMPE, AZ 85283-5349 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 12, 2019 |
| Property Address | 428 LOCUST LN, ROSELLE, IL 60172-2406 |
| Document Number | 0000057095 |
| Instrument Date | Jun 18, 2019 |
| Instrument | R2019-057095 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 428 LOCUST LN, ROSELLE, IL 60172-2406 |
| Document Number | 0000057096 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | R2019-057096 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Bloomingdale Township |
| Municipality | Roselle Village |
| Secondary School District | Lake Park Community High School District 108 (09 - 12) |
| Elementary School District | Roselle School District 12 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,961.00 (+14.72%) | $147,787 (+21.93%) Land $48,123 Building $99,664 | $443,361 (+21.93%) Land $144,369 Building $298,992 |
| 2022 | $8,683.00 Homeowner's exemption | $121,210 Land $40,000 Building $81,210 | $363,630 Land $120,000 Building $243,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSELLE serves 22,897 people · EPA ID IL0434820 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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