428 Lloyd Rd, Matawan, NJ 07747 Property Records

Monmouth County and Aberdeen Township property record for 428 Lloyd Rd, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,918 sqft · built 1961
Lot Size	0.376 acres (16,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 1990)
Tax Bill	$17,335 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-00074-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`01-00074-0000-00002`
Alternative APN	`010007400002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,918 sqft Living Area
1st Floor Area	3,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	16,374 sqft (0.376 acres)
Lot Dimensions	125 ft deep x 131 ft wide
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	622 sqft
Shed	1 Shed
Shed Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	428 LLOYD RD
City	MATAWAN
State	NJ
Zip	07747-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	IVYHILL PK-STRATHMORE
Legal Block	74
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	ABERDEEN
Census Block Group	1
Census Block	1015
Census Tract	802800

Owner

Source: Monmouth County and Aberdeen Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 LLOYD RD, MATAWAN, NJ 07747-1552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed, Transfer · Conventional Mortgage 1ST CONSTITUTION BANK
Jun 13, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK
May 3, 2018	Deed of Trust, Mortgage · Conventional with PMI COLUMBIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 1990 · Amount on Record
Deed Sale	Aug 24, 1990 · Amount on Record
Deed Book / Page	5021 / 717
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 5, 2021
Property Address	428 LLOYD RD, MATAWAN, NJ 07747-1552
Document Number	0095084249
Book / Page	9508 / 4249
Map Reference	CASE 33-29
Instrument Date	Mar 3, 2021
Instrument	2021073364
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	TRI-COUNTY TITLE SERVICES LLC, TRI COUNTY TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 LLOYD RD, 428, ABERDEEN TOWNSHIP, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 LLOYD RD, ABERDEEN, NJ 07747-1552

Mortgage

Document Number	2021073365
Date	May 5, 2021
Instrument	2021073365

Lender

Name	1ST CONSTITUTION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 13, 2019
Property Address	428 LLOYD RD, MATAWAN, NJ 07747-1552
Document Number	0000052315
Book / Page	009352 / 009707
Instrument Date	May 30, 2019
Instrument	52315
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	428 LLOYD RD ABERDEEN NJ 077471552, ABERDEEN, NJ 07747-1552

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	428 LLOYD RD, MATAWAN, NJ 07747-1552
Document Number	0000001231
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 LLOYD RD ABERDEEN NJ 077471552, ABERDEEN, NJ 07747-1552

Mortgage

Document Number	0000001231
Date	Jan 4, 2019
Book Page	009329/003836
Instrument	1231

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	428 LLOYD RD, MATAWAN, NJ 07747-1552
Document Number	0000007165
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 LLOYD RD ABERDEEN NJ 077471552, ABERDEEN, NJ 07747-1552

Mortgage

Document Number	0000007165
Date	Jan 23, 2019
Book Page	009332/001552
Instrument	7165

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	428 LLOYD RD, MATAWAN, NJ 07747-1552
Document Number	0000048177
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 LLOYD RD ABERDEEN NJ 077471552, ABERDEEN, NJ 07747-1552

Mortgage

Document Number	0000048177
Date	May 16, 2018
Book Page	009287/006560
Instrument	48177

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Aberdeen Township
Unified School District	Matawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$939,300 (+5.72%) Land $461,600 Building $477,700	$939,300 (+5.72%) Land $461,600 Building $477,700
2025	$17,335.00 (+4.84%)	$888,500 (+16.36%) Land $415,100 Building $473,400	$888,500 (+16.36%) Land $415,100 Building $473,400
2024	$16,535.00 (-0.57%)
2023		$763,600 Land $309,800 Building $453,800	$763,600 Land $309,800 Building $453,800
2022	$16,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile, Xfinity.

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